Winneshiek County property record for 2643 River Rd, Decorah, IA 52101
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 3 ba · 3,629 sqft · built 1889 |
| Lot Size | 8.14 acres (354,578 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,450 (2026) |
| Deeds & Mortgages | Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 120720200200 |
| Primary APN | 120720200200 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 3,629 sqft Living Area |
| 1st Floor Area | 647 sqft |
| Basement Area | 1,166 sqft |
| Unfinished Basement | 584 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1889 |
|---|---|
| Effective Year Built | Effective 1889 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 354,578 sqft (8.14 acres) |
| Garage Type | Attached |
| Garage Area | 840 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 256 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 2643 RIVER RD |
|---|---|
| City | DECORAH |
| State | IA |
| Zip | 52101-7322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | LOTS 2-2 & 2-3 NW NE & LOT 1-2-2 SW NE |
| Legal Range | 07W |
| Legal Township | 98N |
| Legal Section | 07 |
| Legal Subdivision | DAHLY & FANNONS ADD |
| Legal Lot Number | 1-3 |
| Jurisdiction | WINNESHIEK IA |
| Township / Civil Division | GLENWOOD |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 950400 |
2643 River Rd, a rural home, is owned and occupied by two individuals.
Source: Winneshiek County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2643 RIVER RD, DECORAH, IA 52101-7322 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNESHIEK IA |
| Property Address | 2643 RIVER RD, DECORAH, IA 52101-7322 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2025 |
| Name | Verified Name |
|---|
| Document Number | 02020/2971 |
|---|---|
| Date | Aug 4, 2020 |
| Book Page | 2020/2971 |
| Instrument | 2020 2971 |
| Name | VIKING STATE BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 2643 River Rd was $5,450 with a homeowner's exemption.
Source: Winneshiek County assessment roll, as of October 21, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Winneshiek County |
| Unified School District | Decorah Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,450.00 | $508,540 (+7.86%) Land $9,710 Building $498,830 | $508,540 (+7.86%) Land $9,710 Building $498,830 |
| 2025 | $5,450.00 (-16.92%) Homeowner's exemption | $471,490 Land $9,710 Building $461,780 | $471,490 Land $9,710 Building $461,780 |
| 2024 | $6,560.00 | ||
| 2023 | $451,920 (+14.77%) Land $65,140 Building $386,780 | $451,920 Land $65,140 Building $386,780 | |
| 2022 | $5,108.00 Homeowner's exemption | $393,750 Land $54,280 Building $339,470 | |
| 2021 | $393,750 Land $54,280 Building $339,470 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2643 River Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2643 River Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Harmony Telephone Company Fiber | 1,000 / 1,000 |
May also be available: GigFire, Nextlink.
4G LTE (outdoors only), no 5G reported
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