2643 River Bend Rd, Saint Clair, MO 63077 Property Records

Franklin County property record for 2643 River Bend Rd, Saint Clair, MO 63077

Property Summary

Property Type	Other Improved
Details	4 bd · 3 ba · 2,052 sqft · built 2004
Lot Size	5.5 acres (239,580 sqft)
Owner	Individual Name on Record
Tax Bill	$1,246 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Nov 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`30-2-03.0-0-010-002.300`

Property Details

APN / Parcel Number

Primary APN	`30-2-03.0-0-010-002.300`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,052 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Architectural Style	Mobile Home
Lot Area	239,580 sqft (5.5 acres)
Shed	1 Shed

Location & Zoning

Street Address	2643 RIVER BEND RD
City	SAINT CLAIR
State	MO
Zip	63077-3640
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	ANU
Legal Description	LOT:4 JENNIFER ACRES
Legal Range	01E
Legal Township	41
Legal Section	03
Legal Subdivision	JENNIFER ACRES
Legal Block	10
Legal Lot Number	4
Legal Unit	4
Jurisdiction	FRANKLIN MO
Township / Civil Division	PRAIRIE
Census Block Group	4
Census Block	4038
Census Tract	800801

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2643 RIVER BEND RD, SAINT CLAIR, MO 63077-3640
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED BANK OF UNION
Nov 6, 2023	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Nov 6, 2023	Warranty Deed, Transfer TITLE PARTNERS AGENCY
Aug 30, 2022	Warranty Deed, Transfer · FHA Mortgage DAS ACQUISITION CO LLC
May 11, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED BANK OF UNION
May 11, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2023
Deed Sale	Nov 6, 2023
Prior Sale	Aug 30, 2022
Deed Document Number	2313199
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	2643 RIVER BEND RD, SAINT CLAIR, MO 63077-3640
Transaction Type	Mortgage
Record Updated	Nov 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002115487
Date	Aug 17, 2021
Instrument	2115487

Lender

Name	UNITED BANK OF UNION
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	2643 RIVER BEND RD, SAINT CLAIR, MO 63077-3640
Transaction Type	Mortgage
Record Updated	Nov 29, 2023
Title Company	TITLE PARTNERS AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002313200
Date	Nov 6, 2023
Instrument	2313200

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2053

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Nov 6, 2023
Property Address	2643 RIVER BEND RD, SAINT CLAIR, MO 63077-3640
Document Number	0002313199
Map Reference	DOC 2003-28050
Instrument Date	Oct 2, 2023
Instrument	2313199
Transaction Type	Transfer
Record Updated	Nov 29, 2023
Title Company	TITLE PARTNERS AGENCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	318 BEN CT, NEW HAVEN, MO 63068-1278

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2643 RIVER BEND RD, SAINT CLAIR, MO 63077-3640

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Aug 30, 2022
Property Address	2643 RIVER BEND RD, SAINT CLAIR, MO 63077-3640
Document Number	0002213636
Map Reference	DOC 2003-28050
Instrument Date	Aug 25, 2022
Instrument	2213636
Transaction Type	Transfer
Record Updated	Nov 29, 2023
Title Company	CONTINENTAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1711 PEACOCK RD, SAINT CLAIR, MO 63077-1812

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2643 RIVER BEND RD, SAINT CLAIR, MO 63077-3640

Mortgage

Document Number	0002213637
Date	Aug 30, 2022
Instrument	2213637

Lender

Name	DAS ACQUISITION CO LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

Interest

Rate Type	Fixed Rate

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	May 11, 2021
Property Address	2643 RIVER BEND RD, SAINT CLAIR, MO 63077-3640
Document Number	0002108925
Instrument Date	May 10, 2021
Instrument	2108925
Transaction Type	Transfer
Record Updated	Nov 29, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2643 RIVER BEND RD, SAINT CLAIR, MO 63077-3640

Mortgage

Document Number	0002108926
Date	May 11, 2021
Instrument	2108926

Lender

Name	UNITED BANK OF UNION
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MO
Recording Date	May 11, 2021
Property Address	2643 RIVER BEND RD, SAINT CLAIR, MO 63077-3640
Document Number	0002108924
Instrument Date	May 5, 2021
Instrument	2108924
Transaction Type	Transfer
Record Updated	Nov 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2643 RIVER BEND RD, SAINT CLAIR, MO 63077-3640

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	St. Clair R-XIII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,246.00 (+38.14%)	$20,600 (+26.56%)	$108,420 (+26.56%) Land $33,130 Building $75,290
2023	$902.00 (+15.49%)	$16,277	$85,670 Land $27,900 Building $57,770
2022	$781.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100
Bays-ET Highspeed Fixed Wireless	100 / 10
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T.

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