2643 Ocala St, Hayward, CA 94545 Property Records

Alameda County property record for 2643 Ocala St, Hayward, CA 94545

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,368 sqft · built 1957
Lot Size	0.122 acres (5,300 sqft)
Owner	2 Individual Names on File
Last Sale	$895,000 (Oct 2023)
Tax Bill	$11,082 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Oct 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`456-23-157`

Property Details

APN / Parcel Number

Primary APN	`456-23-157`
Alternative APN	`456-0023-157-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,368 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1970
Architectural Style	L-Shape
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Tar & Gravel
Lot Area	5,300 sqft (0.122 acres)

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2643 OCALA ST
City	HAYWARD
State	CA
Zip	94545-4020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00014 BLK: 000M TR: 1691
Legal Subdivision	1691 PALMA CEIA VILLAGE UN # 1
Legal Tract	1691
Legal Block	M
Legal Lot Number	14
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	3
Census Block	3009
Census Tract	437101

Owner

2643 Ocala St is owned and occupied by two individuals who bought it in October 2023.

Source: Alameda County records, as of August 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2643 OCALA ST, HAYWARD, CA 94545-4020
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2023	Grant Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Oct 31, 2023	Grant Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Jun 1, 2023	Grant Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Jun 1, 2023	Intrafamily Transfer, Transfer · Commercial Mortgage KBC INC PROFIT SHARING PLAN & TRUST
Jun 28, 2019	Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA REVERSE
Jun 28, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2023 · Amount on File
Deed Sale	Oct 31, 2023 · Amount on File
Prior Sale	Jun 1, 2023 · Amount on File
Deed Document Number	2023128004
Record Updated	Oct 29, 2026

October 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Oct 31, 2023
Property Address	2643 OCALA ST, HAYWARD, CA 94545-4020
Document Number	0000128004
Map Reference	MB 37 PG 65-68
Instrument Date	Oct 25, 2023
Instrument	2023128004
Transaction Type	Transfer
Record Updated	Dec 29, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,592.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2643 OCALA ST, HAYWARD, CA 94545-4020

Mortgage

Document Number	0000128005
Date	Oct 31, 2023
Instrument	2023128005

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

October 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Oct 31, 2023
Property Address	2643 OCALA ST, HAYWARD, CA 94545-4020
Document Number	0000128004
Map Reference	MB 37 PG 65-68
Instrument Date	Oct 25, 2023
Instrument	2023128004
Transaction Type	Transfer
Record Updated	Dec 28, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,592.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2643 OCALA ST, HAYWARD, CA 94545-4020

Mortgage

Document Number	0000128005
Date	Oct 31, 2023
Instrument	2023128005

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

June 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jun 1, 2023
Property Address	2643 OCALA ST, HAYWARD, CA 94545-4020
Document Number	0000062553
Map Reference	MB 37 PG 65-68
Instrument Date	May 26, 2023
Instrument	2023062553
Transaction Type	Transfer
Record Updated	Jun 30, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$7,200.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45505 CONCHO CT, FREMONT, CA 94539-6625

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Jun 1, 2023
Property Address	2643 OCALA ST, HAYWARD, CA 94545-4020
Document Number	0000062552
Map Reference	MB 37 PG 65-68
Instrument Date	May 24, 2023
Instrument	2023062552
Transaction Type	Transfer
Record Updated	Jun 30, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45505 CONCHO CT, FREMONT, CA 94539-6625

Mortgage

Document Number	0000062554
Date	Jun 1, 2023
Instrument	2023062554

Lender

Name	KBC INC PROFIT SHARING PLAN & TRUST
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2643 OCALA ST, HAYWARD, CA 94545-4020
Document Number	0000127155
Instrument Date	Jun 28, 2019
Transaction Type	Mortgage
Record Updated	Jul 29, 2019
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2643 OCALA ST HAYWARD CA 945454020, HAYWARD, CA 94545-4020

Mortgage

Document Number	0000127155
Date	Jul 3, 2019
Instrument	127155

Lender

Name	FINANCE OF AMERICA REVERSE
Address	TULSA, OK 74133

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	792 Months
Due	Jul 2, 2085

Interest

Rate Type	Adjustable Rate
Rate	4.95%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2643 OCALA ST, HAYWARD, CA 94545-4020
Document Number	0000127156
Instrument Date	Jun 28, 2019
Transaction Type	Mortgage
Record Updated	Jul 29, 2019
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2643 OCALA ST HAYWARD CA 945454020, HAYWARD, CA 94545-4020

Mortgage

Document Number	0000127156
Date	Jul 3, 2019
Instrument	127156

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	792 Months
Due	Jul 2, 2085

Interest

Rate Type	Adjustable Rate
Rate	4.95%

Tax Assessment & Valuation

The 2025 property tax bill for 2643 Ocala St was $11,082.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Hayward City
Unified School District	Hayward Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$931,157 (+2%) Land $279,347 Building $651,810
2025	$11,082.00	$912,900 Land $273,870 Building $639,030
2023	$3,450.00 (+1.92%) Homeowner's exemption	$215,798 (+2%) Land $102,645 Building $113,153	$777,960
2022	$3,385.00 Homeowner's exemption	$211,567 Land $100,632 Building $110,935

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2643 Ocala St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2643 Ocala St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAYWARD serves 162,954 people · EPA ID CA0110006
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 611 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
RobinsonHSS Fixed Wireless	1,000 / 1,000
Tekify Fiber & Wireless Fixed Wireless	570 / 120
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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