2643 E William St, Decatur, IL 62521 Property Records

Macon County property record for 2643 E William St, Decatur, IL 62521

Property Summary

Property Type	Single Family Home
Details	1 ba · 768 sqft · built 1924
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Tax Bill	$852 (2025)
Deeds & Mortgages	Nov 2021 Mortgage May 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-13-18-151-004`

Property Details

APN / Parcel Number

Primary APN	`04-13-18-151-004`
Alternative APN	`13-18-151-004`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	768 sqft Living Area
1st Floor Area	768 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Exterior Material	Wood
Construction Type	Frame
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Detached
Garage Area	420 sqft
Porch	Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	041318151004
Street Address	2643 E WILLIAM ST
City	DECATUR
State	IL
Zip	62521-1535
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	L 0006 B 00 EASTLAKE SUBD N 250 58 04 2 13 0420 000 00 IRREG
Legal Subdivision	EASTLAKE SUBD
Jurisdiction	MACON IL
Township / Civil Division	DECATUR
Census Block Group	3
Census Block	3008
Census Tract	1100

Owner

2643 E William St is owned and occupied by an individual who acquired it in April 2017.

Source: Macon County records, as of June 5, 2026

Owner of Record	Individual Name on File
Mailing Address	2643 E WILLIAM ST, DECATUR, IL 62521-1535
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage DECATUR EARTHMOVERS CU
May 3, 2017	Deed of Trust, Mortgage DECATUR EARTHMOVER CU
Apr 18, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 1990
Deed Sale	Oct 20, 1990
Deed Document Number	19902363 PG189
Last Transfer Date	Apr 17, 2017
Transfer Doc	4556/937
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	2643 E WILLIAM ST, DECATUR, IL 62521-1535
Transaction Type	Mortgage
Record Updated	Dec 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4862/605
Date	Nov 15, 2021
Book Page	4862/605
Instrument	1988648

Lender

Name	DECATUR EARTHMOVERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	72 Months
Due	Nov 15, 2027

Interest

Rate Type	Fixed Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	2643 E WILLIAM ST, DECATUR, IL 62521-1535
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4559/512
Date	May 3, 2017
Book Page	4559/512
Instrument	1918273

Lender

Name	DECATUR EARTHMOVER CU
Type	Credit Union
Address	DECATUR, IL 62526

Agreement

Amount	Amount on Record
Term	60 Months
Due	May 1, 2022

Interest

Rate	5%

April 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACON IL
Recording Date	Apr 18, 2017
Property Address	2643 E WILLIAM ST, DECATUR, IL 62521-1535
Document Number	4556/937
Book / Page	4556 / 937
Map Reference	PL 335 PG 556
Instrument Date	Apr 17, 2017
Instrument	1917666
Transaction Type	Transfer
Record Updated	May 31, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 2643 E William St was $852 with a homeowner's exemption, up 1.3% from the year before.

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macon County
County Subdivision	Decatur Township
Municipality	Decatur City
Unified School District	Decatur School District 61 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$852.00 (+1.31%) Homeowner's exemption	$15,133 (+7.27%) Land $1,302 Building $13,831	$45,403 (+7.26%) Land $3,906 Building $41,497
2024	$841.00	$14,108 Land $1,214 Building $12,894	$42,328 Land $3,642 Building $38,686

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2643 E William St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2643 E William St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECATUR serves 76,122 people · EPA ID IL1150150
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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