2643 E River Rd NE, Rochester, MN 55906 Property Records

Olmsted County property record for 2643 E River Rd NE, Rochester, MN 55906

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,300 sqft · built 1965
Lot Size	0.484 acres (21,083 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Nov 2023)
Tax Bill	$3,506 (2026)
Deeds & Mortgages	Nov 2023 Foreclosure Nov 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74.23.44.049053`

Property Details

APN / Parcel Number

Primary APN	`74.23.44.049053`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,300 sqft Living Area
1st Floor Area	1,300 sqft
Basement Area	1,300 sqft
Finished Basement	520 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1990
Architectural Style	Split Level
Exterior Material	Metal
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,083 sqft (0.484 acres)
Lot Dimensions	210 ft deep x 100 ft wide
Garage Type	Tuck-Under
Deck Area	213 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2643 E RIVER RD NE
City	ROCHESTER
State	MN
Zip	55906-2805
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-23 TWP-107 RANGE-014 RIVERVIEW SUB LOT-008 BLOCK-003 LOT 8 BLK 3
Legal Range	14
Legal Township	107
Legal Section	23
Legal Subdivision	RIVERVIEW SUB
Legal Block	3
Legal Lot Number	8
Jurisdiction	OLMSTED MN
Township / Civil Division	ROCHESTER
Census Block Group	1
Census Block	1009
Census Tract	1601

Owner

2643 E River Rd NE is owned and occupied by two individuals who bought it in November 2023.

Source: Olmsted County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2643 E RIVER RD NE, ROCHESTER, MN 55906-2805
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2023	Trustee's Deed, Foreclosure · Balloon Mortgage GUARANTEED RATE INC
Nov 2, 2023	Correction Deed · Conventional Mortgage GUARANTEED RATE INC
Oct 16, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2023 · Amount on File
Deed Sale	Nov 2, 2023 · Amount on File
Deed Document Number	20231595581
Record Updated	Sep 20, 2026

November 2023: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	OLMSTED MN
Recording Date	Nov 2, 2023
Property Address	2643 E RIVER RD NE, ROCHESTER, MN 55906-2805
Document Number	00A1595581
Instrument Date	Oct 25, 2023
Instrument	A-1595581
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026
Title Company	ROCHESTER TITLE AND ESCROW COMPANY, ROCHESTER TITLE & ESCROW CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$858.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2643 E RIVER RD NE, ROCHESTER, MN 55906-2805

Mortgage

Document Number	00A1595583
Date	Nov 2, 2023
Instrument	A-1595583

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2053

November 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	OLMSTED MN
Recording Date	Nov 2, 2023
Property Address	2643 E RIVER RD NE, ROCHESTER, MN 55906-2805
Document Number	00A1595579
Instrument Date	Oct 21, 2023
Instrument	A-1595579
Record Updated	Dec 27, 2023
Title Company	ROCHESTER TITLE & ESCROW CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A1595582
Date	Nov 2, 2023
Instrument	A-1595582

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2053

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OLMSTED MN
Recording Date	Oct 16, 2019
Property Address	2643 E RIVER RD NE, ROCHESTER, MN 55906-2805
Document Number	A1483853
Instrument Date	Oct 1, 2019
Instrument	A-1483853
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2643 E RIVER RD NE, ROCHESTER, MN 55906-2805

Tax Assessment & Valuation

The 2026 property tax bill for 2643 E River Rd NE was $3,506 with a homeowner's exemption, up 4.8% from the year before.

Source: Olmsted County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Olmsted County
Municipality	Rochester City
Unified School District	Rochester Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,506.00 (+4.84%) Homeowner's exemption
2025	$3,344.00 Homeowner's exemption	$249,600 (-3.33%) Land $73,500 Building $176,100	$271,700 (+5.23%) Land $80,000 Building $191,700
2024		$258,200 Land $70,000 Building $188,200	$258,200 Land $70,000 Building $188,200
2023	$2,960.00
2022		$246,300 Land $50,000 Building $196,300	$246,300 Land $50,000 Building $196,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2643 E River Rd NE in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1978–1986)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2643 E River Rd NE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Rochester serves 123,624 people · EPA ID MN1550010
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hiawatha Broadband Communications, Minnesota WiFi.

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