Contra Costa County property record for 2643 Celaya Cir, San Ramon, CA 94583
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,107 sqft · built 1978 |
| Lot Size | 0.231 acres (10,080 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,921 (2025) |
| Deeds & Mortgages | Dec 2019 Mortgage Nov 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 209-411-038 |
| Primary APN | 209-411-038 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,107 sqft Living Area |
| Gross Area | 2,613 sqft |
| 1st Floor Area | 1,209 sqft |
| 2nd Floor Area | 898 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Raised Ranch |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 10,080 sqft (0.231 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2643 CELAYA CIR |
|---|---|
| City | SAN RAMON |
| State | CA |
| Zip | 94583-2043 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T04952 L0025 B |
| Legal Subdivision | MAP/SUB 4952 |
| Legal Tract | 04952 |
| Legal Lot Number | 25 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 345116 |
Source: Contra Costa County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2643 CELAYA CIR, SAN RAMON, CA 94583-2043 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 24, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Nov 13, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Feb 9, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 2643 CELAYA CIR, SAN RAMON, CA 94583-2043 |
| Document Number | 0000003200 |
| Instrument Date | Dec 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2020 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2643 CELAYA CIR SAN RAMON CA 945832043, SAN RAMON, CA 94583-2043 |
| Document Number | 0000003200 |
|---|---|
| Date | Jan 8, 2020 |
| Instrument | 3200 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 7, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 2643 CELAYA CIR, SAN RAMON, CA 94583-2043 |
| Document Number | 0000190450 |
| Instrument Date | Nov 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2018 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 2643 CELAYA CIR SAN RAMON CA 945832043, SAN RAMON, CA 94583-2043 |
| Document Number | 0000190450 |
|---|---|
| Date | Nov 27, 2018 |
| Instrument | 190450 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 2643 CELAYA CIR, SAN RAMON, CA 94583-2043 |
| Document Number | 0000031078 |
| Instrument Date | Feb 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2017 |
| Name | Verified Name |
|---|---|
| Address | 2643 CELAYA CIR SAN RAMON CA 945832043, SAN RAMON, CA 94583-2043 |
| Document Number | 0000031078 |
|---|---|
| Date | Feb 17, 2017 |
| Instrument | 31078 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | San Ramon City |
| Unified School District | San Ramon Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $369,784 (+2%) Land $137,343 Building $232,441 | |
| 2025 | $4,921.00 (+4.21%) Homeowner's exemption | $362,534 (+4.04%) Land $134,650 Building $227,884 |
| 2023 | $4,722.00 (+0.79%) Homeowner's exemption | $348,458 Land $129,422 Building $219,036 |
| 2022 | $4,685.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 1998 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| AT&T DSL | 100 / 20 |
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