El Dorado County property record for 2643 Cascade Trl, Cool, CA 95614
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,266 sqft · built 1997 |
| Lot Size | 0.959 acres (41,817 sqft) |
| Owner | Individual Name on File |
| Last Sale | $350,000 (May 2020) |
| Tax Bill | $4,209 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit May 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 073-261-001-000 |
| Primary APN | 073-261-001-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,266 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Construction Type | Wood |
| Lot Area | 41,817 sqft (0.959 acres) |
| Terrain | Gentle Slope |
| View / Lot | Good |
| Garage Type | Attached |
| Garage Area | 430 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 1,266 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Old Parcel Number | 0732610110 |
|---|---|
| Street Address | 2643 CASCADE TRL |
| City | COOL |
| State | CA |
| Zip | 95614-2425 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L 1188 AUBURN LK TRLS 5 |
| Legal Subdivision | AUBURN LK TRLS 5 |
| Legal Lot Number | 1188 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | NORTH EL DORADO |
| Census Block Group | 4 |
| Census Block | 4021 |
| Census Tract | 30601 |
Source: El Dorado County records · APN 073-261-001-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2643 CASCADE TRL, COOL, CA 95614-2425 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 21, 2026 | Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE |
| May 29, 2020 | Grant Deed, Transfer · Conventional Mortgage SYNERGY ONE LENDING |
| Jul 01, 2019 | Intrafamily Transfer, Transfer · FHA Mortgage PARAMOUNT EQUITY MORTGAGE LLC |
| Mar 28, 2018 | Grant Deed, Transfer · FHA Mortgage CMG MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 29, 2020 · Amount on Record |
| Deed Sale | May 29, 2020 · Amount on Record |
| Prior Sale | Jul 01, 2019 |
| Deed Document Number | 2020-0024656 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 2643 CASCADE TRL, COOL, CA 95614-2425 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2643 CASCADE TRL, COOL, CA 95614-2425 |
| Document Number | 0000002861 |
|---|---|
| Date | Jan 21, 2026 |
| Instrument | 2026-0002861 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | May 29, 2020 |
| Property Address | 2643 CASCADE TRL, COOL, CA 95614-2425 |
| Document Number | 0000024656 |
| Map Reference | MB E MAP 85 |
| Instrument Date | May 27, 2020 |
| Instrument | 2020-0024656 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 2643 CASCADE TRL, COOL, CA 95614-2425 |
| Document Number | 0000024657 |
|---|---|
| Date | May 29, 2020 |
| Instrument | 2020-0024657 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Jul 01, 2019 |
| Property Address | 2643 CASCADE TRL, COOL, CA 95614-2425 |
| Document Number | 0000025412 |
| Map Reference | MB E PG 85 |
| Instrument Date | Jun 07, 2019 |
| Instrument | 2019-0025412 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2643 CASCADE TRL, COOL, CA 95614-2425 |
| Document Number | 0000025413 |
|---|---|
| Date | Jul 01, 2019 |
| Instrument | 2019-0025413 |
| Name | PARAMOUNT EQUITY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Mar 28, 2018 |
| Property Address | 2643 CASCADE TRL, COOL, CA 95614-2425 |
| Document Number | 0000011421 |
| Map Reference | MB E PG 85 |
| Instrument Date | Mar 23, 2018 |
| Instrument | 2018-0011421 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2643 CASCADE TRL, COOL, CA 95614-2425 |
| Document Number | 0000011422 |
|---|---|
| Date | Mar 28, 2018 |
| Instrument | 2018-0011422 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2048 |
Source: El Dorado County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Unified School District | Black Oak Mine Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,209.00 (+7.7%) | $382,717 (+4.04%) Land $98,426 Building $284,291 |
| 2023 | $3,908.00 (+1.48%) | $367,857 Land $94,605 Building $273,252 |
| 2022 | $3,851.00 |
Source: FEMA National Flood Hazard Layer as of August 25, 2022 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | High above 89% of the US · above 71% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 70 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GEORGETOWN DIVIDE PUD serves 9,434 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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