2643 1st St, Saint Paul, MN 55110 Property Records

Ramsey County property record for 2643 1st St, Saint Paul, MN 55110

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 597 sqft · built 1956
Lot Size	0.293 acres (12,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (Sep 2025)
Tax Bill	$4,400 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Sep 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-30-22-41-0004`

Property Details

APN / Parcel Number

Primary APN	`12-30-22-41-0004`
Alternative APNs	`8503578` `561123`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	597 sqft Living Area
1st Floor Area	1,172 sqft
Basement Area	575 sqft
Finished Basement	575 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1990
Architectural Style	Split Level
Exterior Material	Stucco
Lot Area	12,750 sqft (0.293 acres)
Lot Dimensions	150 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	561123
Street Address	2643 1ST ST
City	SAINT PAUL
State	MN
Zip	55110-2413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 12 TOWN 30 RANGE 22 E 85 FT OF W 210 FT OF S 150 FT OF PART ...OF 1ST ST IN SEC 12 TN 30 RN 22
Legal Range	22
Legal Township	30
Legal Section	12
Legal Subdivision	SECTION 12 TOWN 30 RANGE 22
Legal Lot Number	2
Jurisdiction	RAMSEY MN
Township / Civil Division	WHITE BEAR
Census Block Group	1
Census Block	1000
Census Tract	40200

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2643 1ST ST, SAINT PAUL, MN 55110-2413
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 29, 2025	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 27, 2023	Warranty Deed, Transfer · Conventional Mortgage BANK OF ENGLAND
Jun 15, 2023	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2025 · Amount on Record
Deed Sale	Sep 29, 2025 · Amount on Record
Prior Sale	Jul 20, 2023 · Amount on Record
Deed Document Number	20255080893
Prior Transfer Date	Jan 26, 2023
Prior Transfer Doc	0004978674
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	2643 1ST ST, SAINT PAUL, MN 55110-2413
Transaction Type	Mortgage
Record Updated	Oct 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1387 HADLEY AVE N, OAKDALE, MN 55128-5932

Mortgage

Document Number	0A05080894
Date	Sep 29, 2025
Instrument	A05080894

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Sep 29, 2025
Property Address	2643 1ST ST, SAINT PAUL, MN 55110-2413
Document Number	0A05080893
Instrument Date	Sep 29, 2025
Instrument	A05080893
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,254.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2643 1ST ST, WHITE BEAR TOWNSHIP, MN 55110-2413

Mortgage

Document Number	0A05080894
Date	Sep 29, 2025
Instrument	A05080894

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jul 27, 2023
Property Address	2643 1ST ST, SAINT PAUL, MN 55110-2413
Document Number	0A04996138
Instrument Date	Jul 20, 2023
Instrument	A04996138
Transaction Type	Transfer
Record Updated	Oct 10, 2025
Title Company	TITLE WERKS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,204.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2643 1ST ST, SAINT PAUL, MN 55110-2413

Mortgage

Document Number	0A04996139
Date	Jul 27, 2023
Instrument	A04996139

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

June 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	RAMSEY MN
Recording Date	Jun 15, 2023
Property Address	2643 1ST ST, SAINT PAUL, MN 55110-2413
Document Number	0A04991712
Instrument Date	Jun 14, 2023
Instrument	A04991712
Transaction Type	Transfer
Record Updated	Jul 31, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2643 1ST ST, SAINT PAUL, MN 55110-2413

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
County Subdivision	White Bear Township
Unified School District	White Bear Lake School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$348,500 (+5%) Land $68,100 Building $280,400	$348,500 (+5%) Land $68,100 Building $280,400
2025	$4,400.00 (+147.05%)	$331,900 (+16.17%) Land $68,100 Building $263,800	$331,900 (+16.17%) Land $68,100 Building $263,800
2023	$1,781.00 Homeowner's exemption	$285,700 Land $68,100 Building $217,600	$285,700 Land $68,100 Building $217,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	White Bear Township serves 11,699 people · EPA ID MN1620025
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	3,000 / 3,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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