26429 US Hwy 431, Five Points, AL 36855 Property Records

Chambers County property record for 26429 US Hwy 431, Five Points, AL 36855 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 950 sqft · built 1965
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$95,000 (Aug 2022)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Sep 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`12-07-03-05-0-001-018.000`

Property Details

APN / Parcel Number

Primary APN	`12-07-03-05-0-001-018.000`
Alternative APNs	`0703050001018000` `456850` `480740`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	950 sqft Living Area
1st Floor Area	950 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	222 ft deep x 122 ft wide
Garage Type	Mixed
Garage Area	228 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	32 sqft
Utility Building	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	480740
Street Address	26429 US HIGHWAY 431
City	FIVE POINTS
State	AL
Zip	36855-2133
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG 1800'(S) S OF & 1640'(S) E OF NW COR OF NE1/4, RUN E121.3', SE'LY140.5' TO U.S. 431, SW'LY ALONG HWAY 121.7', NW'LY221.5'
Legal Range	27
Legal Township	23
Legal Section	05
Jurisdiction	CHAMBERS AL
Township / Civil Division	FIVE POINTS
Census Block Group	3
Census Block	3016
Census Tract	953800

Owner

Source: Chambers County records · APN 12-07-03-05-0-001-018.000

Assessment roll updated May 12, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	26429 US HIGHWAY 431, FIVE POINTS, AL 36855-2133
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2022	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Sep 04, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 15, 2022 · Amount on Record
Deed Sale	Aug 15, 2022 · Amount on Record
Deed Document Number	20223852
Record Updated	Jun 08, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMBERS AL
Recording Date	Aug 15, 2022
Property Address	26429 US HIGHWAY 431, FIVE POINTS, AL 36855-2133
Document Number	02022/3852
Book / Page	2022 / 3852
Instrument Date	Aug 11, 2022
Transaction Type	Transfer
Record Updated	Sep 14, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	26429 US HIGHWAY 431, FIVE POINTS, AL 36855-2133

Mortgage

Document Number	0020223853
Date	Aug 15, 2022
Instrument	2022/3853

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2052

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMBERS AL
Recording Date	Sep 04, 2020
Property Address	26429 US HIGHWAY 431, FIVE POINTS, AL 36855-2133
Document Number	02020/3537
Book / Page	2020 / 3537
Instrument Date	Sep 04, 2020
Transaction Type	Transfer
Record Updated	Jan 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	29429 US HIGHWAY 431, 29429, FIVE POINTS, AL 36855

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26429 US HIGHWAY 431, FIVE POINTS, AL 36855-2133

Tax Assessment & Valuation

Source: Chambers County records · Assessment roll updated May 12, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chambers County
Municipality	Five Points Town
Unified School District	Chambers County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$15,936 (+100.2%) Land $880 Building $15,056	$79,680 (-0.03%) Land $4,400 Building $75,280
2023	Additional exemption filed	$7,960 Land $440 Building $7,520	$79,700 Land $4,410 Building $75,290

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Chambers County (01017C), updated February 18, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 66% of Alabama
Wildfire Likelihood	About 1 in 820 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 30 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Point Broadband Fiber Holding	Fiber	1,000 / 1,000
Spectrum	Cable	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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