26428 Rustling Birch Way, Plainfield, IL 60585 Property Records

Kendall County property record for 26428 Rustling Birch Way, Plainfield, IL 60585

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,956 sqft · built 2005
Lot Size	0.279 acres (12,133 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Oct 2026)
Tax Bill	$13,412 (2024)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Jun 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-36-481-005`

Property Details

APN / Parcel Number

Primary APN	`03-36-481-005`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,956 sqft Living Area
Gross Area	5,271 sqft
1st Floor Area	2,956 sqft
Basement Area	1,529 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2006
Architectural Style	Bi-Level
Exterior Material	Vinyl
Construction Type	Brick
Roof Material	Asphalt
Lot Area	12,133 sqft (0.279 acres)
Garage Type	Attached
Garage Area	786 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	26428 RUSTLING BIRCH WAY
City	PLAINFIELD
State	IL
Zip	60585-1337
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 51 GRANDE PARK NEIGHBORHOOD THREE VILLAGE OF PLAINFIELD
Legal Subdivision	GRANDE PARK NEIGHBORHOOD
Legal Lot Number	51
Jurisdiction	KENDALL IL
Township / Civil Division	OSWEGO
Census Block Group	1
Census Block	1049
Census Tract	890105

Owner

Source: Kendall County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6303 DAKOTA RIDGE CT, PLAINFIELD, IL 60586-5631
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2026	Warranty Deed, Transfer · Conventional Mortgage NEXERA HOLDING LLC
Jun 15, 2023	Deed of Trust, Mortgage · Line of Credit HSBC BANK USA
Jul 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage HSBC BANK USA
Aug 28, 2019	Warranty Deed, Transfer · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2026 · Amount on Record
Deed Sale	Oct 8, 2026 · Amount on Record
Prior Sale	Aug 28, 2019 · Amount on Record
Deed Document Number	202614730
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Oct 8, 2026
Property Address	26428 RUSTLING BIRCH WAY, PLAINFIELD, IL 60585-1337
Document Number	0000014730
Instrument Date	Oct 1, 2026
Instrument	202614730
Transaction Type	Transfer
Record Updated	Oct 14, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$83,325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6303 DAKOTA RIDGE CT, PLAINFIELD, IL 60586-5631

Mortgage

Document Number	0000014731,
Date	Oct 8, 2026
Instrument	202614731

Lender

Name	NEXERA HOLDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Rate	7%
Initial Type	Fixed Rate
Max Rate	-1%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	26428 RUSTLING BIRCH WAY, PLAINFIELD, IL 60585-1337
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006521
Date	Jun 15, 2023
Instrument	202300006521

Lender

Name	HSBC BANK USA
Type	Bank
Address	NEW YORK, NY 10018

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jul 15, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	26428 RUSTLING BIRCH WAY, PLAINFIELD, IL 60585-1337
Transaction Type	Mortgage
Record Updated	Aug 2, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018636
Date	Jul 23, 2021
Instrument	202100018636

Lender

Name	HSBC BANK USA
Type	Bank
Address	NEW YORK, NY 10018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Aug 28, 2019
Property Address	26428 RUSTLING BIRCH WAY, PLAINFIELD, IL 60585-1337
Document Number	0000012257
Map Reference	DOC 2003-00001702
Instrument Date	Aug 7, 2019
Instrument	201900012257
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	FIDELITY NATIONAL TITLE INS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$377.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26428 RUSTLING BIRCH WAY, PLAINFIELD, IL 60585-1337

Mortgage

Document Number	0000012258
Date	Aug 28, 2019
Instrument	201900012258

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Fixed Rate
Rate	3.99%

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Oswego Township
Municipality	Plainfield Village
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$168,138 (+1%) Land $30,472 Building $137,666	$504,414 (+1%) Land $91,416 Building $412,998
2024	$13,412.00	$166,473 (+26.5%) Land $30,170 Building $136,303	$499,419 (+26.5%) Land $90,510 Building $408,909
2022		$131,599 Land $23,850 Building $107,749	$394,797 Land $71,550 Building $323,247

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLAINFIELD serves 50,000 people · EPA ID IL1970800
Water Source	Purchased surface water from IL AMERICAN-WEST SUBURBAN
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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