26421 Barbinos Dr, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 26421 Barbinos Dr, Punta Gorda, FL 33983

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,918 sqft · built 1988
Lot Size	0.22 acres (9,599 sqft)
Owner	Individual Name on File
Last Sale	$105,000 (Nov 1993)
Tax Bill	$1,729 (2025)
Deeds & Mortgages	Jun 2021 Reverse Mortgage Jun 2021 Reverse Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`402304457012`

Property Details

APN / Parcel Number

Primary APN	`402304457012`
Alternative APNs	`00952620925504` `10004607762`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,918 sqft Living Area
Gross Area	2,537 sqft
1st Floor Area	1,918 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	9,599 sqft (0.22 acres)
Garage Type	Attached
Garage Area	399 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	1 Parking Space
Pool Area	364 sqft
Porch	Enclosed/Screened Porch
Porch Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00952620925504
Street Address	26421 BARBINOS DR
City	PUNTA GORDA
State	FL
Zip	33983-5765
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	PUNTA GORDA ISLES SEC20 BLK571 LT15 860/720 931/918 981/1699 1012/1284 1307/255 4536/39-JRM
Legal Range	23E
Legal Township	40S
Legal Section	04
Legal Subdivision	PUNTA GORDA ISLES
Legal Tract	PGI
Legal Block	571
Legal Lot Number	15
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	2
Census Block	2000
Census Tract	20103

Owner

Source: Charlotte County records, as of August 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	26421 BARBINOS DR, PUNTA GORDA, FL 33983-5765
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2021	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Jun 25, 2021	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
May 3, 2022	Deed of Trust, Mortgage · Reverse Mortgage ENNKAR INC
Jul 1, 2023	Deed of Trust, Mortgage · Reverse Mortgage TRADITIONAL MORTGAGE ACCEPTANCE CORP
Mar 20, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS
Mar 20, 2020	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV
Feb 6, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 1993 · Amount on File
Deed Sale	Nov 1, 1993 · Amount on File
Deed Book / Page	1307 / 255
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	26421 BARBINOS DR, PUNTA GORDA, FL 33983-5765
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26421 BARBINOS DR, PORT CHARLOTTE, FL 33983-5765

Mortgage

Document Number	0047922029
Date	Jun 25, 2021
Book Page	4792/2029
Instrument	2964117

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	804 Months
Due	Jun 24, 2088

Interest

Rate Type	Adjustable Rate
Rate	2.55%
Type Change Date	Jul 1, 2021
Change Frequency	Annually
Index	1-Year CMT

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	26421 BARBINOS DR, PUNTA GORDA, FL 33983-5765
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26421 BARBINOS DR, PUNTA GORDA, FL 33983-5765

Mortgage

Document Number	0047922045
Date	Jun 25, 2021
Book Page	4792/2045
Instrument	2964118

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	804 Months
Due	Jun 24, 2088

Interest

Rate Type	Adjustable Rate
Rate	2.55%
Type Change Date	Jul 1, 2021
Change Frequency	Annually
Index	1-Year CMT

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	26421 BARBINOS DR, PUNTA GORDA, FL 33983-5765
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26421 BARBINOS DR, PUNTA GORDA, FL 33983-5765

Mortgage

Document Number	0049761908
Date	May 3, 2022
Book Page	4976/1908
Instrument	3096693

Lender

Name	ENNKAR INC
Type	Mortgage Company
Address	ORANGE, CA 92865

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	793 Months
Due	Jun 24, 2088

Interest

Rate Type	Adjustable Rate
Rate	4.31%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	9.31%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	26421 BARBINOS DR, PUNTA GORDA, FL 33983-5765
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26421 BARBINOS DR, PUNTA GORDA, FL 33983-5765

Mortgage

Document Number	0003285586
Date	Jul 1, 2023
Instrument	3285586

Lender

Name	TRADITIONAL MORTGAGE ACCEPTANCE CORP
Type	Subprime Lender
Address	BELLEVUE, WA 98004

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	779 Months
Due	Jun 24, 2088

Interest

Rate Type	Adjustable Rate
Rate	7.73%
Type Change Date	Aug 1, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12.7%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	26421 BARBINOS DR, PUNTA GORDA, FL 33983-5765
Document Number	0045560480
Instrument Date	Mar 20, 2020
Transaction Type	Mortgage
Record Updated	May 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26421 BARBINOS DR PUNTA GORDA FL 339835765, PUNTA GORDA, FL 33983-5765

Mortgage

Document Number	0045560480
Date	Mar 25, 2020
Book Page	004556/000480
Instrument	2798909

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	816 Months
Due	Mar 24, 2088

Interest

Rate Type	Adjustable Rate
Rate	3.41%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	26421 BARBINOS DR, PUNTA GORDA, FL 33983-5765
Document Number	0045560496
Instrument Date	Mar 20, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26421 BARBINOS DR PUNTA GORDA FL 339835765, PUNTA GORDA, FL 33983-5765

Mortgage

Document Number	0045560496
Date	Mar 25, 2020
Book Page	004556/000496
Instrument	2798910

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	816 Months
Due	Mar 24, 2088

Interest

Rate Type	Adjustable Rate
Rate	3.41%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	26421 BARBINOS DR, PUNTA GORDA, FL 33983-5765
Document Number	0042811031
Instrument Date	Feb 6, 2018
Transaction Type	Mortgage
Record Updated	Feb 28, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	26421 BARBINOS DR PUNTA GORDA FL 339835765, PUNTA GORDA, FL 33983-5765

Mortgage

Document Number	0042811031
Date	Feb 13, 2018
Book Page	004281/001031
Instrument	2586501

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 12, 2048

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of March 4, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,729.00 (+3.53%) Homeowner's exemption Senior Citizen's exemption Widower's exemption	$118,375 (+5.99%)	$305,788 (+31.98%) Land $38,250 Building $267,538
2024	$1,670.00 (+3.47%)
2023	$1,614.00 (+8.83%) Homeowner's exemption Widower's exemption	$111,688 (+3%)	$231,696 (-5.67%) Land $38,000 Building $193,696
2022	$1,483.00 Homeowner's exemption Widower's exemption	$108,435	$245,634 Land $27,200 Building $218,434

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 58 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	58 in force
Nearby Flood Claims	9 (1995–2022)
Claims Outside the SFHA	8 of 9
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Hurricane Ian, Sep 2022 · 2 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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