Caldwell County property record for 2642 Rose Pl, Lenoir, NC 28645
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 864 sqft · built 1963 |
| Lot Size | 0.411 acres (17,900 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $62,000 (Dec 2017) |
| Tax Bill | $944 (2025) |
| Deeds & Mortgages | Apr 2022 Line of Credit Dec 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06120 1 21 |
| Primary APN | 06120 1 21 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 864 sqft Heated Area |
| Gross Area | 1,064 sqft |
| 1st Floor Area | 864 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Wood Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asbestos |
| Lot Area | 17,900 sqft (0.411 acres) |
| Lot Dimensions | 179 ft deep x 100 ft wide |
| Garage Area | 700 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 200 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 182006 |
|---|---|
| Street Address | 2642 ROSE PL |
| City | LENOIR |
| State | NC |
| Zip | 28645-9371 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 1931 PG 1239 YR 2017 ST 124.00 |
| Legal Subdivision | HAROLD D HOYLE |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | LENOIR |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 30802 |
Source: Caldwell County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2642 ROSE PL, LENOIR, NC 28645-9371 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 19, 2022 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Dec 1, 2017 | Warranty Deed, Transfer STATE EMPS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 2017 · Amount on Record |
| Deed Sale | Dec 1, 2017 · Amount on Record |
| Deed Book / Page | 1931 / 1239 |
| Last Transfer Date | Oct 29, 2024 |
| Transfer Doc | 0021231186 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 2642 ROSE PL, LENOIR, NC 28645-9371 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0020540135 |
|---|---|
| Date | Apr 19, 2022 |
| Book Page | 2054/135 |
| Instrument | 10071235 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | LENOIR, NC 28645 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Dec 1, 2017 |
| Property Address | 2642 ROSE PL, LENOIR, NC 28645-9371 |
| Document Number | 0010017410 |
| Book / Page | 001931 / 001239 |
| Instrument Date | Nov 29, 2017 |
| Instrument | 10017410 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $124.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2642 ROSE PL LENOIR NC 286459371, LENOIR, NC 28645-9371 |
| Document Number | 10017411 |
|---|---|
| Date | Dec 1, 2017 |
| Book Page | 001931/001242 |
| Instrument | 10017411 |
| Name | STATE EMPS FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611-5279 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Nov 30, 2032 |
Source: Caldwell County assessment roll, as of July 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $944.00 (+64.75%) | $114,000 (+84.47%) Land $8,600 Building $105,400 | $114,000 (+84.47%) Land $8,600 Building $105,400 |
| 2024 | $573.00 (+14.83%) | ||
| 2023 | $61,800 (-) Land $8,600 Building $53,200 | $61,800 (-) Land $8,600 Building $53,200 | |
| 2022 | $499.00 | $61,800 Land $8,600 Building $53,200 | $61,800 Land $8,600 Building $53,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALDWELL COUNTY WATER--WEST serves 8,763 people · EPA ID NC0114045 |
|---|---|
| Water Source | Purchased surface water from CITY OF LENOIR |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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