San Joaquin County property record for 2642 Merchant Dr, Tracy, CA 95377
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,498 sqft · built 2004 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $820,000 (Jun 2024) |
| Tax Bill | $11,642 (2026) |
| Deeds & Mortgages | Apr 2026 Sale May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 240-470-270-000 |
| Primary APN | 240-470-270-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,498 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Construction Type | Wood |
| Lot Area | 5,000 sqft (0.115 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 240-470-27 |
|---|---|
| Street Address | 2642 MERCHANT DR |
| City | TRACY |
| State | CA |
| Zip | 95377-8500 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 02-FM PT OF 240-440-37/RM 36-034 |
| Legal Subdivision | PRESIDIO PUD UNIT 2A |
| Legal Block | 2 |
| Legal Lot Number | 295 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 5212 |
2642 Merchant Dr is owned and occupied by an individual who acquired it in February 2026.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2642 MERCHANT DR, TRACY, CA 95377-8500 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 14, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| May 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 7, 2024 · Amount on File |
| Deed Sale | Jun 7, 2024 · Amount on File |
| Prior Sale | Dec 6, 2013 · Amount on File |
| Deed Document Number | 202446609 |
| Last Transfer Date | Feb 13, 2026 |
| Transfer Doc | 0000014130 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Apr 14, 2026 |
| Property Address | 2642 MERCHANT DR, TRACY, CA 95377-8500 |
| Document Number | 0000033633 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 202633633 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 2642 MERCHANT DR, TRACY, CA 95377-8500 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 2642 MERCHANT DR, TRACY, CA 95377-8500 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC |
| Name | Verified Name |
|---|---|
| Address | 1852 W 11TH ST 684, 684, TRACY, CA 95376-3736 |
| Document Number | 0000082033 |
|---|---|
| Date | May 10, 2021 |
| Instrument | 2021-082033 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
The 2026 property tax bill for 2642 Merchant Dr was $11,642, down 1.1% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,642.00 (-1.06%) | ||
| 2025 | $11,767.00 | $801,100 Land $240,000 Building $561,100 | |
| 2023 | $7,550.00 (+2.14%) | $470,118 Land $116,645 Building $353,473 | $756,450 |
| 2022 | $7,392.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2642 Merchant Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2642 Merchant Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Matrix Broadband Fixed Wireless | 400 / 80 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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