Lincoln County property record for 2642 Gold Rush Dr, Lincolnton, NC 28092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,300 sqft · built 1996 |
| Lot Size | 0.545 acres (23,740 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $189,000 (Dec 2020) |
| Tax Bill | $1,615 (2026) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage Nov 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3614-46-8996 |
| Primary APN | 3614-46-8996 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,300 sqft Living Area |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 23,740 sqft (0.545 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 281825 |
|---|---|
| Street Address | 2642 GOLD RUSH DR |
| City | LINCOLNTON |
| State | NC |
| Zip | 28092-7865 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-SF |
| Legal Description | #48 /3 WESTWARD TRAILS |
| Legal Subdivision | WESTWARD TRLS |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | HOWARDS CREEK |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 70700 |
2642 Gold Rush Dr is owned and occupied by two individuals who bought it in December 2020.
Source: Lincoln County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2642 GOLD RUSH DR, LINCOLNTON, NC 28092-7865 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 2, 2020 | Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Nov 15, 2017 | Warranty Deed, Transfer FIFTH THIRD MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 2, 2020 · Amount on File |
| Deed Sale | Dec 2, 2020 · Amount on File |
| Prior Sale | Nov 15, 2017 · Amount on File |
| Deed Document Number | 2020620958 |
| Deed Book / Page | 2980 / 786 |
| Prior Transfer Date | Aug 31, 2006 |
| Prior Transfer Doc | 0000016817 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Dec 2, 2020 |
| Property Address | 2642 GOLD RUSH DR, LINCOLNTON, NC 28092-7865 |
| Document Number | 2980786 |
| Book / Page | 2980 / 786 |
| Map Reference | MB G PG 89-61 |
| Instrument Date | Dec 2, 2020 |
| Instrument | 620958 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $378.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2668 CRYSTAL CT, 2668, BOGER CITY, NC 28092-8114 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2642 GOLD RUSH DR, LINCOLNTON, NC 28092-7865 |
| Document Number | 620959 |
|---|---|
| Date | Dec 2, 2020 |
| Instrument | 620959 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Nov 15, 2017 |
| Property Address | 2642 GOLD RUSH DR, LINCOLNTON, NC 28092-7865 |
| Document Number | 2706247 |
| Book / Page | 002706 / 000247 |
| Instrument Date | Nov 15, 2017 |
| Instrument | 570700 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $288.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2642 GOLD RUSH DR LINCOLNTON NC 280927865, LINCOLNTON, NC 28092-7865 |
| Document Number | 2706249 |
|---|---|
| Date | Nov 15, 2017 |
| Book Page | 002706/000249 |
| Instrument | 570701 |
| Name | FIFTH THIRD MTG |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45227 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 14, 2047 |
The 2026 property tax bill for 2642 Gold Rush Dr was $1,615.
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,615.00 | $236,533 (-) Land $33,000 Building $203,533 | $236,533 (-) Land $33,000 Building $203,533 |
| 2025 | $1,615.00 | $236,533 Land $33,000 Building $203,533 | $236,533 Land $33,000 Building $203,533 |
| 2023 | $1,595.00 | $236,533 Land $33,000 Building $203,533 | $236,533 Land $33,000 Building $203,533 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2642 Gold Rush Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Feb 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2642 Gold Rush Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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