2642 Giardino Loop, Kissimmee, FL 34741 Property Records

Osceola County property record for 2642 Giardino Loop, Kissimmee, FL 34741

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,602 sqft · built 2018
Lot Size	0.05 acres (2,178 sqft)
Owner	2 Individual Names on Record
Last Sale	$246,038 (Jun 2018)
Tax Bill	$5,061 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Jun 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-25-29-2238-0001-4340`

Property Details

APN / Parcel Number

Primary APN	`08-25-29-2238-0001-4340`
Alternative APN	`252908223800014340`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,602 sqft Living Area
Gross Area	2,216 sqft
1st Floor Area	616 sqft
Upper Floors Area	986 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	L-Shape
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	2,178 sqft (0.05 acres)
Garage Type	Attached
Garage Area	454 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2642 GIARDINO LOOP
City	KISSIMMEE
State	FL
Zip	34741-7855
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TAPESTRY PH 2 PB 25 PGS 28-36 LOT 434
Legal Range	29E
Legal Township	25S
Legal Section	08
Legal Subdivision	TAPESTRY PH 2
Legal Phase	2
Legal Tract	2238
Legal Block	4340
Legal Lot Number	434
Jurisdiction	OSCEOLA FL
Township / Civil Division	KISSIMMEE
Census Block Group	4
Census Block	4010
Census Tract	42000

Owner

Source: Osceola County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2642 GIARDINO LOOP, KISSIMMEE, FL 34741-7855
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Deed of Trust, Mortgage · Line of Credit LAKEVIEW LOAN SERVICING LLC
Jun 27, 2022	Quit Claim Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 7, 2018	Special Warranty Deed, Transfer · Conventional Mortgage SECURITY NATIONAL MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2018 · Amount on Record
Deed Sale	Jun 7, 2018 · Amount on Record
Deed Document Number	201888615
Deed Book / Page	5346 / 2235
Last Transfer Date	Jun 22, 2022
Transfer Doc	0062401960
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2642 GIARDINO LOOP, KISSIMMEE, FL 34741-7855
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2642 GIARDINO LOOP, KISSIMMEE, FL 34741-7855

Mortgage

Document Number	0069000939
Date	Dec 30, 2025
Book Page	6900/939
Instrument	2025158191

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Jan 2, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 27, 2022
Property Address	2642 GIARDINO LOOP, KISSIMMEE, FL 34741-7855
Document Number	0062401960
Book / Page	6240 / 1960
Map Reference	MB 25 PG 28
Instrument Date	Jun 22, 2022
Instrument	2022099855
Transaction Type	Transfer
Record Updated	Jul 12, 2022
Title Company	ALPHA RELIABLE TITLE INC

Transaction

Amount	Amount Recorded
Tax	$735.00
Amount Accuracy	Rounded by County
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2642 GIARDINO LOOP, 2642, KISSIMMEE, FL 34741-7855

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2642 GIARDINO LOOP, KISSIMMEE, FL 34741-7855

Mortgage

Document Number	0062401961
Date	Jun 27, 2022
Instrument	6240/1961

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

June 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 7, 2018
Property Address	2642 GIARDINO LOOP, KISSIMMEE, FL 34741-7855
Document Number	0053462235
Book / Page	5346 / 2235
Map Reference	MB25 PG28-36
Instrument Date	May 31, 2018
Instrument	2018088615
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,722.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1900 SUMMIT TOWER BLVD STE 500, 1900, ORLANDO, FL 32810-5916

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2642 GIARDINO LOOP, KISSIMMEE, FL 34741-7855

Mortgage

Document Number	2018088616
Date	Jun 7, 2018
Instrument	2018088616

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 1, 2023

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	Kissimmee City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,061.00 (+2.37%) Homeowner's exemption	$279,000 (-9.3%) Land $45,000 Building $234,000	$279,000 (-9.3%) Land $45,000 Building $234,000
2024	$4,944.00 (-10.82%)
2023	$5,544.00 (+10.5%)	$307,600 (+16.25%) Land $19,500 Building $288,100	$307,600 (+16.25%) Land $19,500 Building $288,100
2022	$5,017.00	$264,600 Land $19,500 Building $245,100	$264,600 Land $19,500 Building $245,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	7 (2021–2024)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Nov 2024 · other causes
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

May also be available: CenturyLink, Verizon.

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