2642 Carnation Way, Lodi, CA 95242 Property Records

San Joaquin County property record for 2642 Carnation Way, Lodi, CA 95242

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,121 sqft · built 2018
Lot Size	0.094 acres (4,084 sqft)
Owner	Individual Name on File
Last Sale	$617,000 (May 2022)
Tax Bill	$6,917 (2026)
Deeds & Mortgages	May 2022 Sale & Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`058-710-220-000`

Property Details

APN / Parcel Number

Primary APN	`058-710-220-000`
Alternative APN	`058-710-22`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,121 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	4,084 sqft (0.094 acres)
Garage Area	453 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	058-710-22
Street Address	2642 CARNATION WAY
City	LODI
State	CA
Zip	95242-4820
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 22 VILLA FIORE (VAN RUITER RANCH) UNIT #1
Legal Subdivision	VILLA FLORA UN 1
Legal Block	1
Legal Lot Number	22
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LODI
Census Block Group	1
Census Block	1005
Census Tract	4106

Owner

2642 Carnation Way is owned and occupied by an individual who bought it in May 2022.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	2642 CARNATION WAY, LODI, CA 95242-4820
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 10, 2022	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 29, 2021	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Aug 9, 2019	Grant Deed, Subdivision Related Transfer · FHA Mortgage GUILD MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2022 · Amount on File
Deed Sale	May 10, 2022 · Amount on File
Prior Sale	Aug 9, 2019 · Amount on File
Deed Document Number	202260455
Record Updated	Oct 29, 2026

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	May 10, 2022
Property Address	2642 CARNATION WAY, LODI, CA 95242-4820
Document Number	0000060455
Map Reference	MB 43 PG 18
Instrument Date	May 5, 2022
Instrument	2022-060455
Transaction Type	Transfer
Record Updated	May 20, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2642 CARNATION WAY, LODI, CA 95242-4820

Mortgage

Document Number	0000060456
Date	May 10, 2022
Instrument	2022-060456

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	2642 CARNATION WAY, LODI, CA 95242-4820
Transaction Type	Mortgage
Record Updated	Jan 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2642 CARNATION WAY, LODI, CA 95242-4820

Mortgage

Document Number	0000126891
Date	Jul 29, 2021
Instrument	2021-126891

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	338 Months
Due	Sep 1, 2049

August 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Aug 9, 2019
Property Address	2642 CARNATION WAY, LODI, CA 95242-4820
Document Number	0000085695
Instrument Date	Aug 6, 2019
Instrument	85695
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 27, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$476.85
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2642 CARNATION WAY LODI CA 95242, LODI, CA 95242

Mortgage

Document Number	85696
Date	Aug 9, 2019
Instrument	85696

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 8, 2049

Mortgage

Document Number	85697,
Date	Aug 9, 2019
Instrument	85697

Lender

Name	GOLDEN ST FIN AUTHORITY
Address	SACRAMENTO, CA 95814

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 2642 Carnation Way was $6,917, down 3% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lodi City
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,917.00 (-3.03%)
2025	$7,133.00	$603,000 Land $180,000 Building $423,000
2023	$7,395.00 (+37.1%)	$629,340 Land $112,200 Building $517,140	$608,940
2022	$5,394.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2642 Carnation Way in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2642 Carnation Way is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LODI serves 67,093 people · EPA ID CA3910004
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Softcom Internet Communications Fixed Wireless	400 / 50
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Matrix Broadband, Verizon.

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