San Diego County property record for 2641 Ocean St, Carlsbad, CA 92008
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 6 ba · 6,125 sqft · built 2005 |
| Lot Size | 0.161 acres (7,001 sqft) |
| Owner | Company Name on File |
| Last Sale | $11,475,000 (May 2023) |
| Tax Bill | $128,889 (2025) |
| Deeds & Mortgages | May 2023 Sale & Construction Loan Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 203-140-09-00 |
| Primary APN | 203-140-09-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 6 Baths |
| Building Area | 6,125 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Lot Area | 7,001 sqft (0.161 acres) |
| View / Lot | Ocean |
| Street Address | 2641 OCEAN ST |
|---|---|
| City | CARLSBAD |
| State | CA |
| Zip | 92008-2238 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | BLK A LOTS 11&12 TR 001221 |
| Legal Subdivision | HAYES LAND CO ADD |
| Legal Tract | 001221 |
| Legal Block | A |
| Legal Lot Number | 11,12 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 18000 |
Source: San Diego County records · APN 203-140-09-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 7901 WINDROSE AVE, 902, PLANO, TX 75024-0378 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| May 17, 2023 | Grant Deed, Construction Loan · Construction Mortgage LIBERTY BANKERS LIFE INSURANCE |
| Mar 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE NORTHERN TRUST CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 17, 2023 · Amount on Record |
| Deed Sale | May 17, 2023 · Amount on Record |
| Prior Sale | Apr 29, 2013 · Amount on Record |
| Deed Document Number | 2023129660 |
| Prior Transfer Date | Dec 12, 2006 |
| Prior Transfer Doc | 0000896049 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 17, 2023 |
| Property Address | 2641 OCEAN ST, CARLSBAD, CA 92008-2238 |
| Document Number | 0000129660 |
| Map Reference | MAP 1221 |
| Instrument Date | May 08, 2023 |
| Instrument | 2023-0129660 |
| Transaction Type | Construction Loan |
| Record Updated | May 26, 2023 |
| Title Company | CHICAGO TITLE SW, CHICAGO TITLE SD |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6513 SUDBURY RD, PLANO, TX 75024-7413 |
| Document Number | 0000129661 |
|---|---|
| Date | May 17, 2023 |
| Instrument | 2023-0129661 |
| Name | LIBERTY BANKERS LIFE INSURANCE |
|---|---|
| Type | Insurance Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2641 OCEAN ST, CARLSBAD, CA 92008-2238 |
| Transaction Type | Mortgage |
| Record Updated | Apr 06, 2021 |
| Title Company | E-PLACER TITLE, PLACER TITLE |
| Name | Verified Name |
|---|---|
| Address | 3465 N PINES WAY 104, 104, WILSON, WY 83014-9129 |
| Document Number | 0000233121 |
|---|---|
| Date | Mar 25, 2021 |
| Instrument | 2021-0233121 |
| Name | THE NORTHERN TRUST CO |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60603 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Apr 01, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8% |
| Index | 1-Year LIBOR |
| Max Rate | 8% |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Carlsbad City |
| Unified School District | Carlsbad Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $12,177,361 (+2%) Land $10,505,959 Building $1,671,402 | |
| 2025 | $128,889.00 (+58.77%) | $11,938,590 (+58.84%) Land $10,299,960 Building $1,638,630 |
| 2023 | $81,180.00 (+1.57%) | $7,515,923 Land $5,918,051 Building $1,597,872 |
| 2022 | $79,927.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 individual policies |
| Nearby Flood Policies | 25 units insured incl. 12 condo units |
| Nearby Flood Claims | 26 (1983–2024) |
| Claims Outside the SFHA | 25 of 26 |
| Most Recent Claim | Feb 2024 · Severe Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: California Internet, Cox Communications, Radiate Holdings.
Based on FCC filings for 132 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CARLSBAD MWD serves 96,371 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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