Henderson County property record for 2641 Mill St, Waverly, KY 42462
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,196 sqft · built 1972 |
| Lot Size | 0.5 acres (21,800 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $145,000 (Jul 2025) |
| Tax Bill | $770 (2025) |
| Deeds & Mortgages | Jul 2025 Sale & Line of Credit May 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18A-126 |
| Primary APN | 18A-126 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,196 sqft Finished Area |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 21,800 sqft (0.5 acres) |
| Lot Dimensions | 218 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 320 sqft |
| Driveway | Asphalt Driveway |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 52936 |
|---|---|
| Street Address | 2641 MILL ST |
| City | WAVERLY |
| State | KY |
| Zip | 42462-9528 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | SINGLE FAMILY |
| Jurisdiction | HENDERSON KY |
| Township / Civil Division | CORYDON |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 20902 |
Source: Henderson County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2641 MILL ST, WAVERLY, KY 42462-9528 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 8, 2025 | Deed, Transfer · Line of Credit OLD NATIONAL BANK |
| May 30, 2023 | Deed of Trust, Mortgage · Commercial Mortgage OLD NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 8, 2025 · Amount on Record |
| Deed Sale | Jul 8, 2025 · Amount on Record |
| Deed Document Number | 20256293 |
| Deed Book / Page | 684 / 302 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HENDERSON KY |
| Recording Date | Jul 8, 2025 |
| Property Address | 2641 MILL ST, WAVERLY, KY 42462-9528 |
| Document Number | 0RE684/302 |
| Book / Page | RE684 / 302 |
| Instrument Date | Jul 7, 2025 |
| Instrument | 2025006293 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $145.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 113 SUNSET RDG, GREENVILLE, KY 42345-1818 |
| Name | Verified Name |
|---|---|
| Address | 2641 MILL ST, WAVERLY, KY 42462-9528 |
| Document Number | 2025006294 |
|---|---|
| Date | Jul 8, 2025 |
| Instrument | 2025006294 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON KY |
| Property Address | 2641 MILL ST, WAVERLY, KY 42462-9528 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2641 MILL ST, WAVERLY, KY 42462-9528 |
| Document Number | MT1419/544 |
|---|---|
| Date | May 30, 2023 |
| Book Page | MT1419/544 |
| Instrument | 2023004892 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | HENDERSON, KY 42420 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 1, 2033 |
Source: Henderson County assessment roll, as of November 25, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Henderson County |
| Unified School District | Henderson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $770.00 (+45%) Homeowner's exemption | $64,500 (+19.44%) | $64,500 (+19.44%) |
| 2023 | $140.00 Homeowner's exemption | $54,000 | $54,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HENDERSON COUNTY WATER DISTRICT serves 17,447 people · EPA ID KY0510189 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
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