2641 Hempel Ave, Windermere, FL 34786 Property Records

Orange County property record for 2641 Hempel Ave, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,301 sqft · built 1985
Lot Size	1 acres (43,596 sqft)
Owner	2 Individual Names on Record
Last Sale	$812,000 (Apr 2026)
Tax Bill	$6,928 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Apr 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`04-23-28-0000-00-024`

Property Details

APN / Parcel Number

Primary APN	`04-23-28-0000-00-024`
Alternative APNs	`282304000000024` `273634` `278476` `282630`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,301 sqft Living Area
Gross Area	3,762 sqft
1st Floor Area	1,756 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1988
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,596 sqft (1 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	236 sqft
Patio Area	342 sqft
Utility Building	288 sqft
Water Feature	Water Feature

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2641 HEMPEL AVE
City	WINDERMERE
State	FL
Zip	34786-8309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-CE
Legal Description	N 146.33 FT OF S 585.41 FT OF W1/4 OF NE1/4 OF SW1/4 (LESS W 30 FT FOR RD R/W) OF SEC 04-23-28
Legal Range	28E
Legal Township	23S
Legal Section	04
Legal Subdivision	ACREAGE & UNREC
Legal Tract	0000
Legal Lot Number	24
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1004
Census Tract	14815

Owner

Source: Orange County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2641 HEMPEL AVE, WINDERMERE, FL 34786-8309
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Apr 20, 2026	Warranty Deed, Transfer · Conventional Mortgage USAA FSB
Sep 27, 2021	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Oct 7, 2020	Deed of Trust, Mortgage · Conventional with PMI UNITED WHOLESALE MTG
Sep 14, 2019	Warranty Deed, Transfer · Conventional Mortgage USF FCU
May 3, 2018	Warranty Deed, Transfer PROMINENCE TITLE AND ESCROW LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2026 · Amount on Record
Deed Sale	Apr 20, 2026 · Amount on Record
Prior Sale	Sep 14, 2019 · Amount on Record
Deed Document Number	2026222613
Prior Transfer Date	Nov 17, 2005
Prior Transfer Doc	0000822847
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	2641 HEMPEL AVE, WINDERMERE, FL 34786-8309
Transaction Type	Mortgage
Record Updated	Apr 30, 2026
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2641 HEMPEL AVE, WINDERMERE, FL 34786-8309

Mortgage

Document Number	0000586139
Date	Sep 27, 2021
Instrument	20210586139

Lender

Name	TRUIST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 26, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Apr 20, 2026
Property Address	2641 HEMPEL AVE, WINDERMERE, FL 34786-8309
Document Number	0000222613
Instrument Date	Apr 20, 2026
Instrument	2026.222613
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	FIRST SERVICE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$574,084.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2641 HEMPEL AVE, WINDERMERE, FL 34786-8309

Mortgage

Document Number	0000222614,
Date	Apr 20, 2026
Instrument	2026..222614

Lender

Name	USAA FSB

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	2641 HEMPEL AVE, WINDERMERE, FL 34786-8309
Transaction Type	Mortgage
Record Updated	Oct 12, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2641 HEMPEL AVE, WINDERMERE, FL 34786-8309

Mortgage

Document Number	20210586139
Date	Sep 27, 2021
Instrument	20210586139

Lender

Name	TRUIST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 26, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	2641 HEMPEL AVE, WINDERMERE, FL 34786-8309
Document Number	0000537040
Instrument Date	Oct 7, 2020
Transaction Type	Mortgage
Record Updated	Oct 30, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2641 HEMPEL AVE WINDERMERE FL 347868309, WINDERMERE, FL 34786-8309

Mortgage

Document Number	0000537040
Date	Oct 14, 2020
Instrument	537040

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 13, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Sep 14, 2019
Property Address	2641 HEMPEL AVE, WINDERMERE, FL 34786-8309
Document Number	0000572394
Instrument Date	Sep 13, 2019
Instrument	20190572394
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,919.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1455 SELBYDON WAY, 1455, WINTER GARDEN, FL 34787-4654

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2641 HEMPEL AVE, WINDERMERE, FL 34786-8309

Mortgage

Document Number	0000572395
Date	Sep 14, 2019
Instrument	20190572395

Lender

Name	USF FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	May 3, 2018
Property Address	2641 HEMPEL AVE, WINDERMERE, FL 34786-8309
Document Number	0000262917
Instrument Date	Apr 30, 2018
Instrument	262917
Transaction Type	Transfer
Record Updated	May 22, 2018
Title Company	PROMINENCE TITLE AND ESCROW LLC

Transaction

Amount	Amount Recorded
Tax	$2,712.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2641 HEMPEL AVE WINDERMERE FL 347868309, WINDERMERE, FL 34786-8309

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$450,759 (+2.7%)	$519,665 (-1.61%) Land $175,000 Building $344,665
2025	$6,928.00 (+14.7%) Homeowner's exemption	$438,908 (+15.89%)	$528,190 (+13.19%) Land $175,000 Building $353,190
2024	$6,040.00 (+7.26%)
2023	$5,631.00 (+3.47%) Homeowner's exemption	$378,733 (+3%)	$466,642 (+15.9%) Land $175,000 Building $291,642
2022	$5,442.00 Homeowner's exemption	$367,702	$402,628 Land $175,000 Building $227,628

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Xfinity.

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