2641 Cheswick Dr, Troy, MI 48084 Property Records

Oakland County property record for 2641 Cheswick Dr, Troy, MI 48084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,251 sqft · built 1962
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on File
Last Sale	$168,500 (Dec 2010)
Tax Bill	$4,026 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`88-20-19-177-003`

Property Details

APN / Parcel Number

Primary APN	`88-20-19-177-003`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	3 Stories
Building Area	2,251 sqft Living Area
1st Floor Area	1,518 sqft
Basement Area	828 sqft
Unfinished Basement	690 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Tri-Level
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	135 ft deep x 123 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	2641 CHESWICK DR
City	TROY
State	MI
Zip	48084-1069
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	T2N, R11E, SEC 19 TOWN ACRES SUB. NO. 4 LOT 111
Legal Range	11E
Legal Township	2N
Legal Section	19
Legal Subdivision	TOWN ACRES SUB #4
Legal Lot Number	111
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	1
Census Block	1010
Census Tract	196700

Owner

2641 Cheswick Dr is owned and occupied by two individuals who bought it in December 2010.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2641 CHESWICK DR, TROY, MI 48084-1069
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2023	Deed of Trust, Mortgage · Line of Credit DFCU FINANCIAL
Oct 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage MLD MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2010 · Amount on File
Deed Sale	Dec 21, 2010 · Amount on File
Deed Document Number	2010227709
Deed Book / Page	42660 / 254
Prior Transfer Date	Mar 23, 2003
Prior Transfer Doc	0303660490
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	2641 CHESWICK DR, TROY, MI 48084-1069
Transaction Type	Mortgage
Record Updated	Nov 10, 2023
Title Company	DFCU TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2641 CHESWICK DR, TROY, MI 48084-1069

Mortgage

Document Number	0000119731
Date	Nov 1, 2023
Book Page	58980/55
Instrument	119731

Lender

Name	DFCU FINANCIAL
Type	Credit Union
Address	DEARBORN, MI 48126

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 31, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	2641 CHESWICK DR, TROY, MI 48084-1069
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2641 CHESWICK DR, TROY, MI 48084-1069

Mortgage

Document Number	0000224741
Date	Oct 29, 2020
Book Page	55075/817
Instrument	224741

Lender

Name	MLD MORTGAGE
Type	Mortgage Company
Address	FLORHAM PARK, NJ 07932

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 2641 Cheswick Dr was $4,026 with a homeowner's exemption, up 3.9% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Birmingham City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,026.00 (+3.9%)
2024	$3,875.00
2023			$365,860
2022	$4,029.00	$182,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2641 Cheswick Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1981–2007)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Mar 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2641 Cheswick Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 85,854 people · EPA ID MI0006690
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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