St. Charles County property record for 2641 Black Cherry Dr, O Fallon, MO 63368
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,514 sqft · built 1995 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $173,500 (Dec 2012) |
| Tax Bill | $3,750 (2025) |
| Deeds & Mortgages | Feb 2021 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | A962000443 |
| Primary APN | A962000443 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,514 sqft Living Area |
| Gross Area | 3,384 sqft |
| 1st Floor Area | 1,514 sqft |
| Basement Area | 1,450 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,761 sqft (0.27 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 56 sqft |
| Deck Area | Deck Area |
| Patio Area | 256 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A962000443 |
|---|---|
| Street Address | 2641 BLACK CHERRY DR |
| City | O FALLON |
| State | MO |
| Zip | 63368-7889 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHERRYWOOD PARC #1 LOT 313 |
| Legal Subdivision | CHERRYWOOD PARC #1 |
| Legal Lot Number | 313 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | DARDENNE |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 311735 |
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2641 BLACK CHERRY DR, O FALLON, MO 63368-7889 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 7, 2012 · Amount on Record |
| Deed Sale | Dec 7, 2012 · Amount on Record |
| Prior Sale | Jan 11, 2011 · Amount on Record |
| Deed Document Number | 2012943960 |
| Deed Book / Page | 5913 / 296 |
| Prior Transfer Date | Dec 30, 2010 |
| Prior Transfer Doc | 0000029830 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 2641 BLACK CHERRY DR, O FALLON, MO 63368-7889 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2022 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 2641 BLACK CHERRY DR, O FALLON, MO 63368-7889 |
| Document Number | 0000012650 |
|---|---|
| Date | Feb 11, 2021 |
| Instrument | 2021R-012650 |
| Name | GATEWAY METRO FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT LOUIS, MO 63101 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Jan 1, 2031 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $59,357 (+1.74%) | $312,404 (+1.75%) Land $60,000 Building $252,404 | |
| 2025 | $3,750.00 | $58,339 (+5.55%) | $307,046 (+5.55%) Land $60,000 Building $247,046 |
| 2023 | $55,272 | ||
| 2022 | $290,905 Land $50,000 Building $240,905 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Gateway Fiber.
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