26404 Co Rd 50, Cold Spring, MN 56320 Property Records

Stearns County property record for 26404 Co Rd 50, Cold Spring, MN 56320

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,344 sqft · built 1977
Lot Size	5.5 acres (239,580 sqft)
Owner	Individual Name on Record
Last Sale	$499,900 (Aug 2021)
Tax Bill	$5,316 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Aug 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-03003-0002`

Property Details

APN / Parcel Number

Primary APN	`05-03003-0002`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
Gross Area	2,150 sqft
1st Floor Area	1,344 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1984
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	239,580 sqft (5.5 acres)
Garage Area	624 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	26404 COUNTY ROAD 50
City	COLD SPRING
State	MN
Zip	56320-9629
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5.50A FRL 4.85A OF G LOT 4 E OF CR #50 & FRL .65A OF GOVT LOT 3 E OF LOT 4 TRACT & W OF WIEKS HERMITAGE SECTION 33 TOWNSHIP
Legal Range	30W
Legal Township	124
Legal Section	33
Legal Lot Number	3-4
Jurisdiction	STEARNS MN
Township / Civil Division	COLLEGEVILLE
Census Block Group	1
Census Block	1046
Census Tract	11305

Owner

Source: Stearns County records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	26404 COUNTY ROAD 50, COLD SPRING, MN 56320-9629
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Aug 12, 2021	Warranty Deed, Transfer MISC COMPANY
Aug 12, 2021	Deed, Transfer MISC COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2021 · Amount on Record
Deed Sale	Aug 12, 2021 · Amount on Record
Prior Sale	May 13, 2016 · Amount on Record
Deed Document Number	20211611170
Prior Transfer Date	Jul 21, 2021
Prior Transfer Doc	00A1611169
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jul 14, 2026
Property Address	26404 COUNTY ROAD 50, COLD SPRING, MN 56320-9629
Document Number	0001717008
Instrument Date	Jul 2, 2026
Instrument	20261717008
Transaction Type	Transfer
Record Updated	Aug 3, 2026
Title Company	BURNET TITLE LLC, BURNET TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$186,648.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	26404 COUNTY ROAD 50, COLD SPRING, MN 56320-9629

Mortgage

Document Number	0001717008,
Date	Jul 14, 2026
Instrument	20261717008

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	385 Months
Due	Aug 1, 2058

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Aug 12, 2021
Property Address	26404 COUNTY ROAD 50, COLD SPRING, MN 56320-9629
Document Number	00A1611170
Instrument Date	Jul 23, 2021
Instrument	A1611170
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	MISC COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	26404 COUNTY ROAD 50, COLD SPRING, MN 56320-9629

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	STEARNS MN
Recording Date	Aug 12, 2021
Property Address	26404 COUNTY ROAD 50, COLD SPRING, MN 56320-9629
Document Number	00A1611169
Instrument Date	Jul 21, 2021
Instrument	A1611169
Transaction Type	Transfer
Record Updated	Nov 15, 2022
Title Company	MISC COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26404 COUNTY ROAD 50, COLD SPRING, MN 56320-9629

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
County Subdivision	Collegeville Township
Unified School District	Rocori Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,316.00 (-0.08%)
2025	$5,320.00 (+3.38%)	$567,600 (+2.07%) Land $196,600 Building $371,000	$567,600 (+2.07%) Land $196,600 Building $371,000
2023	$5,146.00	$556,100 Land $189,400 Building $366,700	$556,100 Land $189,400 Building $366,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
CenturyLink DSL	100 / 10

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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