26403 Cresent Cove Ln, Katy, TX 77494 Property Records

Fort Bend County property record for 26403 Cresent Cove Ln, Katy, TX 77494

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,051 sqft · built 2005
Lot Size	0.267 acres (11,673 sqft)
Owner	Individual Name on Record
Tax Bill	$9,958 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R287107`

Property Details

APN / Parcel Number

Primary APN	`R287107`
Alternative APN	`9660-04-003-0130-914`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	4,051 sqft Living Area
1st Floor Area	2,714 sqft
2nd Floor Area	1,337 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	11,673 sqft (0.267 acres)
Lot Dimensions	127 ft deep x 92 ft wide
Garage Type	Attached
Garage Area	696 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	324 sqft
Porch	Open Porch
Porch Area	435 sqft
Patio Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R287107
Street Address	26403 CRESENT COVE LN
City	KATY
State	TX
Zip	77494-8506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODCREEK RESERVE SEC 4, BLOCK 3, LOT 13
Legal Subdivision	WOODCREEK RESERVE SEC 4
Legal Block	3
Legal Lot Number	13
Jurisdiction	FORT BEND TX
Township / Civil Division	FULSHEAR-SIMONTON
Census Block Group	3
Census Block	3050
Census Tract	673108

Owner

Source: Fort Bend County records, as of January 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	26403 CRESENT COVE LN, KATY, TX 77494-8506
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Feb 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
Jan 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2007
Deed Sale	Mar 19, 2007
Prior Sale	Sep 6, 2006
Deed Document Number	2007032991
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	26403 CRESENT COVE LN, KATY, TX 77494-8506
Transaction Type	Mortgage
Record Updated	Feb 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000111966
Date	Nov 22, 2023
Instrument	2023111966

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 13, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	26403 CRESENT COVE LN, KATY, TX 77494-8506
Transaction Type	Mortgage
Record Updated	Feb 25, 2021
Title Company	TEXAS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018568
Date	Feb 3, 2021
Instrument	2021018568

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	26403 CRESENT COVE LN, KATY, TX 77494-8506
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008350
Date	Jan 22, 2020
Instrument	2020008350

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Fort Bend County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Municipality	Katy City
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,958.00 (-23.94%) Homeowner's exemption	$642,048 (+1%) Land $109,200 Building $535,492	$644,692 (-3.24%) Land $109,200 Building $535,492
2024	$13,093.00 (+53.89%) Homeowner's exemption	$583,680 (+1%) Land $109,200 Building $557,052	$666,252 (+5.4%) Land $109,200 Building $557,052
2023	$8,508.00 (-3.31%) Homeowner's exemption	$530,618 Land $84,000 Building $548,118	$632,118 Land $84,000 Building $548,118
2018	$8,799.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 139 policies
Nearby Flood Policies	139 in force
Nearby Flood Claims	22 (2016–2017)
Claims Outside the SFHA	8 of 22
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 18 claims Severe Storms And Flooding, Apr 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KATY serves 25,253 people · EPA ID TX1010017
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Skynet.

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