2640 White Cedar Ln, Naples, FL 34109 Property Records

Collier County property record for 2640 White Cedar Ln, Naples, FL 34109

Property Summary

Property Type	Single Family Home
Details	2,629 sqft · built 1995
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$1,160,777 (Apr 2026)
Tax Bill	$4,093 (2025)
Deeds & Mortgages	Apr 2026 Sale Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`529900 1174A01`

Property Details

APN / Parcel Number

Primary APN	`529900 1174A01`
Alternative APNs	`647020050481232601174` `64702005048`

Interior

Stories	1 Story
Building Area	2,629 sqft Living Area
1st Floor Area	2,629 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2005
Construction Type	Masonry / Concrete Block
Lot Area	9,583 sqft (0.22 acres)
Pool Area	392 sqft
Deck Area	466 sqft

Location & Zoning

Street Address	2640 WHITE CEDAR LN
City	NAPLES
State	FL
Zip	34109-0622
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	ORCHARDS, THE LOT 117
Legal Range	25
Legal Township	49
Legal Section	1
Legal Subdivision	ORCHARDS, THE
Legal Tract	529900
Legal Block	2
Legal Lot Number	117
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2003
Census Tract	10429

Owner

2640 White Cedar Ln is owned and occupied by an individual who bought it in April 2026.

Source: Collier County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	2640 WHITE CEDAR LN, NAPLES, FL 34109-0622
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Warranty Deed, Transfer BRANDT TITLE, BRYANT TITLE
Jan 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage IBERIABANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2026 · Amount on File
Deed Sale	Apr 20, 2026 · Amount on File
Prior Sale	Dec 30, 2009 · Amount on File
Deed Document Number	20266812688
Deed Book / Page	6577 / 522
Prior Transfer Date	Apr 6, 1998
Prior Transfer Doc	2407001463
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Apr 20, 2026
Property Address	2640 WHITE CEDAR LN, NAPLES, FL 34109-0622
Document Number	0065770522
Book / Page	6577 / 522
Instrument Date	Apr 16, 2026
Instrument	2026.6812688
Transaction Type	Transfer
Record Updated	May 4, 2026
Title Company	BRANDT TITLE, BRYANT TITLE

Transaction

Amount	Amount on Record
Tax	$820,669.44
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2640 WHITE CEDAR LN, NAPLES, FL 34109-0622

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	2640 WHITE CEDAR LN, NAPLES, FL 34109-0622
Document Number	0055953863
Instrument Date	Jan 22, 2019
Transaction Type	Mortgage
Record Updated	Feb 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2640 WHITE CEDAR LN NAPLES FL 341090622, NAPLES, FL 34109-0622

Mortgage

Document Number	0055953863
Date	Feb 5, 2019
Book Page	005595/003863
Instrument	5668365

Lender

Name	IBERIABANK
Type	Bank
Address	NAPLES, FL 34116

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 4, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 2640 White Cedar Ln was $4,093, up 2.4% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$454,215 (+2.7%)	$820,130 (+1.61%) Land $358,430 Building $461,700
2025	$4,093.00 (+2.38%) Homeowner's exemption	$442,274	$807,161 Land $411,516 Building $395,645
2024	$3,998.00 (+0.96%)
2023	$3,960.00 (-2.41%) Homeowner's exemption	$417,291 (+3%)	$816,897 (+12.71%) Land $377,223 Building $439,674
2022	$4,058.00 Homeowner's exemption	$405,137	$724,762 Land $257,198 Building $467,564

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2640 White Cedar Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 40 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2640 White Cedar Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Blue Stream, Hotwire Communications, Summit Broadband.

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