Cheboygan County property record for 2640 Wallace Rd, Cheboygan, MI 49721
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 2,052 sqft · built 1998 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,171 (2025) |
| Deeds & Mortgages | Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 091-010-300-005-00 |
| Primary APN | 091-010-300-005-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 2,052 sqft Building Perimeter |
| 1st Floor Area | 2,052 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Area | 576 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 2640 WALLACE RD |
|---|---|
| City | CHEBOYGAN |
| State | MI |
| Zip | 49721-9709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ELY 5 A OF W 1/2 OF SE 1/4 OF SW 1/4 SEC 10 T 37 N R 2 W |
| Legal Range | 02W |
| Legal Township | 037 |
| Legal Section | 10 |
| Jurisdiction | CHEBOYGAN MI |
| Township / Civil Division | INVERNESS |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 960100 |
2640 Wallace Rd is owned and occupied by an individual.
Source: Cheboygan County records, as of June 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2640 WALLACE RD, CHEBOYGAN, MI 49721-9709 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 2640 WALLACE RD, CHEBOYGAN, MI 49721-9709 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000001400/0000000429 |
|---|---|
| Date | Dec 2, 2019 |
| Book Page | 0000001400/0000000429 |
| Name | STRAITS AREA FEDERAL CREDIT UNION |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 121 Months |
| Due | Jan 1, 2030 |
The 2025 property tax bill for 2640 Wallace Rd was $1,171 with a homeowner's exemption.
Source: Cheboygan County assessment roll, as of June 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cheboygan County |
| County Subdivision | Inverness Township |
| Unified School District | Cheboygan Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $111,700 | $223,400 | |
| 2025 | $1,171.00 | ||
| 2023 | $77,400 | $154,800 | |
| 2022 | $1,057.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2640 Wallace Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2640 Wallace Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Presque Isle Connect Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
5G and 4G LTE (outdoors only)
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