2640 W Huron St, Chicago, IL 60612 Property Records

Cook County property record for 2640 W Huron St, Chicago, IL 60612

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,332 sqft · built 2014
Lot Size	0.071 acres (3,100 sqft)
Owner	2 Individual Names on File
Last Sale	$1,211,500 (Jun 2022)
Tax Bill	$22,855 (2023)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-12-205-031`

Property Details

APN / Parcel Number

Primary APN	`16-12-205-031`
Alternative APN	`16-12-205-031-0000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,332 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2016
Exterior Material	Wood
Construction Type	Frame
Roof Material	Tar & Gravel
Lot Area	3,100 sqft (0.071 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2640 W HURON ST
City	CHICAGO
State	IL
Zip	60612-1122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	(RESUBDIVISION) OF SUB BLK 3 EX E 67 FT IN WRIGHT & W EBSTERS SUB NE SEC 12-39-13
Legal Range	13E
Legal Township	39N
Legal Section	12
Legal Subdivision	EBSTERS SUB
Legal Block	3
Legal Lot Number	71
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1018
Census Tract	242800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chicago Park Boulevard System Historic District listed 2018 · 3,052 contributing resources · NRIS 12000040

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2640 W Huron St is owned and occupied by two individuals who bought it in June 2022.

Source: Cook County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2640 W HURON ST, CHICAGO, IL 60612-1122
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2022	Warranty Deed, Transfer · Conventional Mortgage BMO HARRIS BANK NA
Dec 4, 2020	Deed of Trust, Mortgage QUICKEN LNS
Nov 7, 2018	Warranty Deed, Transfer WINTRUST MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2022 · Amount on File
Deed Sale	Jun 29, 2022 · Amount on File
Prior Sale	Nov 7, 2018 · Amount on File
Deed Document Number	202239213
Prior Transfer Date	May 29, 2020
Prior Transfer Doc	0000025002
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jun 29, 2022
Property Address	2640 W HURON ST, CHICAGO, IL 60612-1122
Document Number	0018039213
Instrument Date	May 27, 2022
Instrument	2218039213
Transaction Type	Transfer
Record Updated	Jul 12, 2022
Title Company	PROPER TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,211.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2640 W HURON ST, CHICAGO, IL 60612-1122

Mortgage

Document Number	0018039214
Date	Jun 29, 2022
Instrument	2218039214

Lender

Name	BMO HARRIS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

Interest

Rate	4.5%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	2640 W HURON ST, CHICAGO, IL 60612-1122
Document Number	2101101569
Instrument Date	Dec 4, 2020
Transaction Type	Mortgage
Record Updated	Jan 22, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2640 W HURON ST CHICAGO IL 606121122, CHICAGO, IL 60612-1122

Mortgage

Document Number	2101101569
Date	Jan 11, 2021
Instrument	1101569

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 10, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.25%

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Nov 7, 2018
Property Address	2640 W HURON ST, CHICAGO, IL 60612-1122
Document Number	1831149010
Instrument Date	Oct 17, 2018
Instrument	31149010
Transaction Type	Transfer
Record Updated	Nov 15, 2018
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,085.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2640 W HURON ST CHICAGO IL 606121122, CHICAGO, IL 60612-1122

Mortgage

Document Number	1831149011
Date	Nov 7, 2018
Instrument	31149011

Lender

Name	WINTRUST MTG
Type	Mortgage Company
Address	ROSEMONT, IA 60018

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 6, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$115,000 Land $23,095 Building $91,905	$1,150,000 Land $230,950 Building $919,050
2023	$22,855.00 (+2.89%)
2022	$22,213.00	$108,000 Land $18,600 Building $89,400	$1,080,000 Land $186,000 Building $894,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2640 W Huron St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2640 W Huron St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 906 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Fiber	1,500 / 1,500
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon, Zentro.

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