2640 Thrush Rd, Charlottesville, VA 22901 Property Records

Albemarle County property record for 2640 Thrush Rd, Charlottesville, VA 22901 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3.5 Baths
Year Built	Built 1986
Square Footage	2,214 sqft Finished Area
Lot Size	98,271 sqft (2.25 acres)
Occupancy	Owner Occupied
Last Sale	$708,500 (2021)
Tax Bill	$7,296.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`04200-00-00-15300`
Alternative APN	`8914`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	9 Rooms
Building Area	2,214 sqft Finished Area
Basement Area	1,107 sqft Basement
Finished Basement	800 sqft Finished
Unfinished Basement	307 sqft Unfinished
Family Room	Family Room
Stories	2 Stories
Primary Flooring	Wood Flooring
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Composition/Composite Exterior
Construction Type	Wood Construction
Roof Material	Wood Roof
Lot Area	98,271 sqft (2.25 acres)
Driveway	Driveway Paver
Garage Area	576 sqft Garage
Deck Area	124 sqft Deck
Patio Area	240 sqft Patio
Porch Area	445 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating

Location & Zoning

Street Address	2640 THRUSH RD
City	CHARLOTTESVILLE
State	VA
Zip	22901-8814
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	WHIPPOORWILL HOLLOW 71
Legal Subdivision	WHIPPOORWILL HOLLOW
Jurisdiction	ALBEMARLE VA
Minor Civil Division	SAMUEL MILLER
Census Blockgroup	3
Census Block	3001
Census Tract	11000

Owner

Source: Albemarle County records · APN 04200-00-00-15300

Assessment roll updated June 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2640 THRUSH RD, CHARLOTTESVILLE, VA 22901-8814
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 19, 2021 · Amount on Record
Deed Sale	Apr 19, 2021 · Amount on Record
Deed Doc Number	20216836
Deed Book / Page	5522 / 163
Record Refreshed	Sep 20, 2026

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Apr 19, 2021
Property Address	2640 THRUSH RD, CHARLOTTESVILLE, VA 22901-8814
Document Number	5522/163
Book / Page	5522 / 163
Map Reference	MB 773 PG 474
Instrument Date	Apr 07, 2021
Instrument	2021-00006836
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$708.50
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	2640 THRUSH RD, CHARLOTTESVILLE, VA 22901-8814

Mortgage

Document Number	202100006837
Date	Apr 19, 2021
Instrument	2021-00006837

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

Tax Assessment & Valuation

Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,296.00 (+7.52%)	$816,100 (+7.51%) Land $248,200 Building $567,900	$816,100 (+7.51%) Land $248,200 Building $567,900
2025	$6,786.00 (+25.53%)	$759,100 (+19.9%) Land $223,300 Building $535,800	$759,100 (+19.9%) Land $223,300 Building $535,800
2023	$5,406.00	$633,100 Land $202,500 Building $430,600	$633,100 Land $202,500 Building $430,600

Flood & Wildfire

2640 Thrush Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Albemarle County (51003C), updated February 3, 2023

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 29th in Virginia
Wildfire Likelihood	Low — about 1 in 3,333 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.