McHenry County property record for 2640 Sutton Ct, McHenry, IL 60051 · Last verified May 2024
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 1,440 sqft · built 1939 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Individual Name on File |
| Last Sale | $80,000 (Nov 1989) |
| Deeds & Mortgages | May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-01-128-023 |
| Primary APN | 14-01-128-023 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 3 Half Baths |
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Building Area | 1,440 sqft Living Area |
| Basement Area | 300 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1939 |
|---|---|
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 16,553 sqft (0.38 acres) |
| Garage Type | Detached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 2640 SUTTON CT |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60051-9292 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 1989R0039926 LTS 30, 31 & W 10FT LT 32 EMERALD PARK HEIGHTS |
| Legal Subdivision | EMERALD PARK |
| Legal Lot Number | 30-32 31 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | NUNDA |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 870811 |
Source: McHenry County records · APN 14-01-128-023
Assessment roll updated January 1, 2022 · Last verified May 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2640 SUTTON CT, MCHENRY, IL 60051-9292 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 21, 1989 · Amount on Record |
| Deed Sale | Nov 21, 1989 · Amount on Record |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 2640 SUTTON CT, MCHENRY, IL 60051-9292 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000024262 |
|---|---|
| Date | May 04, 2021 |
| Instrument | 2021R0024262 |
| Name | HOME STATE BANK NA |
|---|---|
| Type | Bank |
| Address | CRYSTAL LAKE, IL 60014 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 117 Months |
| Due | Feb 01, 2031 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.5% |
Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified May 2024
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Nunda Township |
| Elementary School District | McHenry Community Consolidated School District 15 (PK - 08) |
| Secondary School District | McHenry Community High School District 156 (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $53,685 Land $19,119 Building $34,566 | $161,055 Land $57,357 Building $103,698 |
Source: FEMA National Flood Hazard Layer, McHenry County (17111C), updated February 28, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171118708111, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 21 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 53 (1978–2026) |
| Claims Outside the SFHA | 4 of 53 |
| Most Recent Claim | Apr 2026, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Low above 5% of the US · above 30% of Illinois |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 88 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | DSL | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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