2640 Sutter St, #42, Carlsbad, CA 92010 Property Records

San Diego County property record for 2640 Sutter St, #42, Carlsbad, CA 92010 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 2,983 sqft · built 1987
Lot Size	0.301 acres (13,099 sqft)
Owner	Company Name on File
Last Sale	$645,000 (Jul 2015)
Tax Bill	$9,587 (2025)
Deeds & Mortgages	Dec 2022 Transfer Oct 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`167-511-19-00`

Property Details

APN / Parcel Number

Primary APN	`167-511-19-00`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,983 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Stucco
Roof Material	Tile
Lot Area	13,099 sqft (0.301 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2640 SUTTER ST, 42
City	CARLSBAD
State	CA
Zip	92010-7904
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 34 TR 011425
Legal Subdivision	CARLSBAD COURT
Legal Tract	011425
Legal Block	3
Legal Lot Number	34
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3005
Census Tract	19804

Owner

Source: San Diego County records · APN 167-511-19-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	2642 SUTTER ST, CARLSBAD, CA 92010-7904
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Dec 07, 2022	Intrafamily Transfer, Transfer
Oct 26, 2021	Deed of Trust, Mortgage · Line of Credit ZB NA
Jun 13, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Oct 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 31, 2015 · Amount on Record
Deed Sale	Jul 31, 2015 · Amount on Record
Prior Sale	May 07, 1998 · Amount on Record
Deed Document Number	2015407647
Last Transfer Date	Nov 17, 2022
Transfer Doc	0000460172
Record Updated	Sep 20, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 07, 2022
Property Address	2640 SUTTER ST # 42, 42, CARLSBAD, CA 92010-7904
Document Number	0000460172
Map Reference	MAP 11425
Instrument Date	Nov 17, 2022
Instrument	2022-0460172
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2642 SUTTER ST, CARLSBAD, CA 92010-7904

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2640 SUTTER ST # 42, 42, CARLSBAD, CA 92010-7904
Transaction Type	Mortgage
Record Updated	Nov 03, 2021
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2642 SUTTER ST, CARLSBAD, CA 92010-7904

Mortgage

Document Number	0000744491
Date	Oct 26, 2021
Instrument	2021-0744491

Lender

Name	ZB NA
Type	Bank
Address	SAN DIEGO, CA 92130

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2640 SUTTER ST # 42, 42, CARLSBAD, CA 92010-7904
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000239304
Date	Jun 13, 2018
Instrument	2018-0239304

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jul 06, 2048

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2640 SUTTER ST # 42, 42, CARLSBAD, CA 92010-7904
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	EQUITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000488651
Date	Oct 28, 2019
Instrument	2019-0488651

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2049

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2640 SUTTER ST # 42, 42, CARLSBAD, CA 92010-7904
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	TITLE RESOURCES GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2642 SUTTER ST, CARLSBAD, CA 92010-7904

Mortgage

Document Number	0000494975
Date	Aug 28, 2020
Instrument	2020-0494975

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Unified School District	Carlsbad Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$905,317 (+2%) Land $482,986 Building $422,331
2025	$9,587.00 (+4.13%) Homeowner's exemption	$887,566 (+4.04%) Land $473,516 Building $414,050
2023	$9,207.00 (+1.59%) Homeowner's exemption	$853,103 Land $455,130 Building $397,973
2022	$9,063.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730198043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 583 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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