2640 Stonegate Dr, Winchester, VA 22601 Property Records

Winchester City property record for 2640 Stonegate Dr, Winchester, VA 22601

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,939 sqft · built 1992
Lot Size0.248 acres (10,803 sqft)
OwnerIndividual Name on File
Tax Bill$3,444 (2026)
Deeds & MortgagesMay 2026 Line of Credit
May 2023 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN291-04-35

Property Details

APN / Parcel Number

Primary APN291-04-35
Alternative APNs
  • 7805
  • 8745

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,939 sqft Living Area
1st Floor Area1,680 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 2012
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,803 sqft (0.248 acres)
Garage Area370 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area180 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number7805
Street Address2640 STONEGATE DR
CityWINCHESTER
StateVA
Zip22601-3482
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMR
Legal DescriptionSTONECREST SC S-1 L-35 2640 STONEGATE DRIVE
Legal SubdivisionSTONECREST
Legal Lot Number35
JurisdictionWINCHESTER CITY VA
Township / Civil DivisionWINCHESTER
Census Block Group3
Census Block3000
Census Tract302

Owner

2640 Stonegate Dr is owned and occupied by an individual.

Source: Winchester City records, as of August 18, 2026

Owner of RecordIndividual Name on File
Mailing Address2640 STONEGATE DR, WINCHESTER, VA 22601-3482
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 11, 2026Deed of Trust, Mortgage · Line of Credit
FIRST BANK
May 24, 2023Deed of Trust, Mortgage · Line of Credit
FIRST BANK
May 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST BANK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINCHESTER CITY VA
Recording DateMay 11, 2026
Property Address2640 STONEGATE DR, WINCHESTER, VA 22601-3482
Document Number0000000986
Instrument DateApr 30, 2026
Instrument2026986
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyWOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

NameVerified Name
Address2640 STONEGATE DR, WINCHESTER, VA 22601-3482

Mortgage

Document Number0000000986,
DateMay 11, 2026
Instrument2026986
Lender
NameFIRST BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate6.46%
Max Rate-1%

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINCHESTER CITY VA
Property Address2640 STONEGATE DR, WINCHESTER, VA 22601-3482
Transaction TypeMortgage
Record UpdatedJun 8, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0230000852
DateMay 24, 2023
Instrument230000852
Lender
NameFIRST BANK
TypeBank
AddressSTRASBURG, VA 22657
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINCHESTER CITY VA
Property Address2640 STONEGATE DR, WINCHESTER, VA 22601-3482
Transaction TypeMortgage
Record UpdatedJun 9, 2021
Title CompanyQUALITY TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number210001610
DateMay 14, 2021
Instrument210001610
Lender
NameFIRST BANK
TypeBank
AddressSTRASBURG, VA 22657
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJun 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 2640 Stonegate Dr was $3,444.

Source: Winchester City assessment roll, as of June 18, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityWinchester City
Unified School DistrictWinchester City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,444.00$433,200 Land $75,000 Building $358,200
2025$3,444.00$433,200 Land $75,000 Building $358,200
2023$382,300 Land $75,000 Building $307,300$382,300 Land $75,000 Building $307,300
2022$2,635.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2640 Stonegate Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2640 Stonegate Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFREDERICK WATER
serves 46,206 people · EPA ID VA2069250
Water SourceSurface water
Last State InspectionFeb 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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