Winchester City property record for 2640 Stonegate Dr, Winchester, VA 22601
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,939 sqft · built 1992 |
| Lot Size | 0.248 acres (10,803 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,444 (2026) |
| Deeds & Mortgages | May 2026 Line of Credit May 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 291-04-35 |
| Primary APN | 291-04-35 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,939 sqft Living Area |
| 1st Floor Area | 1,680 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,803 sqft (0.248 acres) |
| Garage Area | 370 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 180 sqft |
| Patio Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 7805 |
|---|---|
| Street Address | 2640 STONEGATE DR |
| City | WINCHESTER |
| State | VA |
| Zip | 22601-3482 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MR |
| Legal Description | STONECREST SC S-1 L-35 2640 STONEGATE DRIVE |
| Legal Subdivision | STONECREST |
| Legal Lot Number | 35 |
| Jurisdiction | WINCHESTER CITY VA |
| Township / Civil Division | WINCHESTER |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 302 |
2640 Stonegate Dr is owned and occupied by an individual.
Source: Winchester City records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2640 STONEGATE DR, WINCHESTER, VA 22601-3482 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 11, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST BANK |
| May 24, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST BANK |
| May 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER CITY VA |
| Recording Date | May 11, 2026 |
| Property Address | 2640 STONEGATE DR, WINCHESTER, VA 22601-3482 |
| Document Number | 0000000986 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 2026986 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|---|
| Address | 2640 STONEGATE DR, WINCHESTER, VA 22601-3482 |
| Document Number | 0000000986, |
|---|---|
| Date | May 11, 2026 |
| Instrument | 2026986 |
| Name | FIRST BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER CITY VA |
| Property Address | 2640 STONEGATE DR, WINCHESTER, VA 22601-3482 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0230000852 |
|---|---|
| Date | May 24, 2023 |
| Instrument | 230000852 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | STRASBURG, VA 22657 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER CITY VA |
| Property Address | 2640 STONEGATE DR, WINCHESTER, VA 22601-3482 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2021 |
| Title Company | QUALITY TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 210001610 |
|---|---|
| Date | May 14, 2021 |
| Instrument | 210001610 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | STRASBURG, VA 22657 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2036 |
The 2026 property tax bill for 2640 Stonegate Dr was $3,444.
Source: Winchester City assessment roll, as of June 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Winchester City |
| Unified School District | Winchester City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,444.00 | $433,200 Land $75,000 Building $358,200 | |
| 2025 | $3,444.00 | $433,200 Land $75,000 Building $358,200 | |
| 2023 | $382,300 Land $75,000 Building $307,300 | $382,300 Land $75,000 Building $307,300 | |
| 2022 | $2,635.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2640 Stonegate Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2640 Stonegate Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FREDERICK WATER serves 46,206 people · EPA ID VA2069250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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