Carter County property record for 2640 Springdale Rd, Ardmore, OK 73401
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,518 sqft · built 1973 |
| Lot Size | 17.1 acres (748,361 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $233,000 (Sep 2023) |
| Tax Bill | $2,975 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Sep 2023 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 12601 |
| Primary APN | 12601 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,518 sqft Living Area |
| 1st Floor Area | 1,518 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 748,361 sqft (17.1 acres) |
| Garage Type | Mixed |
| Garage Area | 1,040 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 72 sqft |
| Shed | 1 Shed |
| Shed Area | 380 sqft |
| Storage Building | 600 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 12601 |
|---|---|
| Street Address | 2640 SPRINGDALE RD |
| City | ARDMORE |
| State | OK |
| Zip | 73401-9198 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | GOV LOT 2 BEG NE/C NE; N89.5005W 1987.88 TO POB; S00.0418E 1392.11; N89.5717W 657.40; N00.0418W 330; S89.5717E 148; N00.0418W |
| Legal Range | 02E |
| Legal Township | 05S |
| Legal Section | 03 |
| Legal Subdivision | ARDMORE CITY TRACTS |
| Legal Block | 5S |
| Legal Lot Number | 3,02E |
| Jurisdiction | CARTER OK |
| Township / Civil Division | ARDMORE |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 892802 |
2640 Springdale Rd is owned and occupied by two individuals who bought it in September 2023.
Source: Carter County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2640 SPRINGDALE RD, ARDMORE, OK 73401-9198 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 6, 2026 | Deed of Trust, Mortgage FARM CREDIT MID AMERICA FLCA |
| Sep 28, 2023 | Warranty Deed, Construction Loan · Construction Mortgage BANCFIRST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2023 · Amount on File |
| Deed Sale | Sep 28, 2023 · Amount on File |
| Prior Sale | Nov 3, 2022 · Amount on File |
| Deed Document Number | 20239453 |
| Deed Book / Page | 7436 / 182 |
| Prior Transfer Date | Nov 1, 2022 |
| Prior Transfer Doc | 0000012516 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER OK |
| Property Address | 2640 SPRINGDALE RD, ARDMORE, OK 73401-9198 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Title Company | ARBUCKLE CLOSING AND ESCROW, ARBUCKLE CLOSING & ESCROW |
| Name | Verified Name |
|---|---|
| Address | 2640 SPRINGDALE RD, POOLEVILLE, OK 73401-9198 |
| Document Number | 0007854/70 |
|---|---|
| Date | Mar 6, 2026 |
| Book Page | 7854/70 |
| Instrument | I-2026-002157 |
| Name | FARM CREDIT MID AMERICA FLCA |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40299 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Mar 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTER OK |
| Recording Date | Sep 28, 2023 |
| Property Address | 2640 SPRINGDALE RD, ARDMORE, OK 73401-9198 |
| Document Number | 007436/182 |
| Book / Page | 7436 / 182 |
| Instrument Date | Sep 20, 2023 |
| Instrument | I-2023-009453 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 13, 2023 |
| Title Company | STEWART TITLE, STEWART TITLE OF OK INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $349.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 187 KILLARNEY LAKE RD, ARDMORE, OK 73401-1467 |
| Document Number | I2023009454 |
|---|---|
| Date | Sep 28, 2023 |
| Instrument | I-2023-009454 |
| Name | BANCFIRST |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Sep 27, 2024 |
The 2025 property tax bill for 2640 Springdale Rd was $2,975.
Source: Carter County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Carter County |
| Municipality | Ardmore City |
| Unified School District | Dickson Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $32,937 (+13.52%) Land $7,200 Building $25,737 | $274,472 (+13.53%) Land $60,000 Building $214,472 | |
| 2025 | $2,975.00 | $29,013 (+3.77%) Land $7,200 Building $21,813 | $241,771 (+3.76%) Land $60,000 Building $181,771 |
| 2024 | $2,975.00 (+56.33%) | $27,960 (+44.33%) Land $13,976 Building $13,984 | $233,000 (-11.09%) Land $116,470 Building $116,530 |
| 2023 | $1,903.00 (+101.8%) Homeowner's exemption | $19,372 (+83.86%) Land $8,469 Building $10,903 | $262,072 (+42.58%) Land $130,999 Building $131,073 |
| 2022 | $943.00 Homeowner's exemption | $10,536 Land $3,164 Building $7,372 | $183,804 Land $60,000 Building $123,804 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2640 Springdale Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 20, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2640 Springdale Rd is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · lower than 72% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ARDMORE serves 24,893 people · EPA ID OK1010814 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | Organic carbon removal Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| Arbuckle Communications Fixed Wireless | 400 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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