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2640 Spella Dr, Algonquin, IL 60102 Property Records

McHenry County property record for 2640 Spella Dr, Algonquin, IL 60102

Property Summary

Property TypeResidential Vacant Land
OwnerCompany Name on Record
Last Sale$368,500 (Apr 2023)
Deeds & MortgagesNov 2023 Transfer
Apr 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN19-31-327-055

Property Details

APN / Parcel Number

Primary APN19-31-327-055

Location & Zoning

Street Address2640 SPELLA DR
CityALGONQUIN
StateIL
Zip60102-6867
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionDOC 2022R0017058 LT 41 GRAND RESERVE RESUB
Legal Lot Number41
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group3
Census Block3015
Census Tract871206

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Co-ownerCo-owner on Record
Mailing Address2640 SPELLA DR, ALGONQUIN, IL 60102-6867
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Nov 14, 2023Intrafamily Transfer, Transfer
Apr 25, 2023Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 25, 2023 · Amount on Record
Deed SaleApr 25, 2023 · Amount on Record
Prior SaleApr 25, 2023 · Amount on Record
Deed Document Number0000009242
Last Transfer DateNov 14, 2023
Transfer Doc0000028864
Record UpdatedJun 7, 2026

November 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMCHENRY IL
Recording DateNov 14, 2023
Property Address2640 SPELLA DR, ALGONQUIN, IL 60102-6867
Document Number0000028864
Map ReferenceDOC 2021R0055953
Instrument DateNov 13, 2023
Instrument2023R0028864
Transaction TypeTransfer
Record UpdatedNov 24, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2640 SPELLA DR, ALGONQUIN, IL 60102-6867

April 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateApr 25, 2023
Property Address2640 SPELLA DR, ALGONQUIN, IL 60102-6867
Document Number0000009242
Map ReferenceDOC 2022R0001724
Instrument DateApr 20, 2023
Instrument2023R0009242
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 4, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$368.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1750 E GOLF RD #900900, 900900, PLATO CENTER, IL 60170

Transferred To (Grantee/Buyer)

NameVerified Name
Address2640 SPELLA DR, ALGONQUIN, IL 60102-6867

Mortgage

Document Number0000009243
DateApr 25, 2023
Instrument2023R0009243
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2053
Interest
Rate TypeFixed Rate
Rate6.62%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlgonquin Village
CountyMcHenry County
County SubdivisionAlgonquin Township
Unified School DistrictCommunity Unit School District 300 (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2022$2,034 Land $2,034$6,102 Land $6,102

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALGONQUIN
serves 30,700 people · EPA ID IL1110050
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2026–2028)
action level 15 ppb
Copper1.6 mg/L (2022–2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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