2640 River Rd, River Grove, IL 60171 Property Records

Cook County property record for 2640 River Rd, River Grove, IL 60171

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,189 sqft · built 1903
Lot Size	0.197 acres (8,600 sqft)
Owner	Company Name on Record
Last Sale	$215,000 (Aug 2018)
Tax Bill	$8,350 (2023)
Deeds & Mortgages	Jan 2022 Mortgage Nov 2019 Mortgage + 4 more
Flood Zone	Zone AE (high risk)
APN	`12-27-407-032`

Property Details

APN / Parcel Number

Primary APN	`12-27-407-032`
Alternative APN	`12-27-407-032-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,189 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1904
Architectural Style	Old Style
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,600 sqft (0.197 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	2640 RIVER RD
City	RIVER GROVE
State	IL
Zip	60171-1667
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(OGDEN) SUB OF LT1 IN LAFRAMBOISE RESERVE IN SEC 26-40-12
Legal Range	12E
Legal Township	40N
Legal Section	26
Legal Subdivision	OGDEN SUB
Legal Tract	B
Legal Block	407
Legal Lot Number	1
Jurisdiction	COOK IL
Township / Civil Division	LEYDEN
Census Block Group	2
Census Block	2000
Census Tract	811200

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2640 RIVER RD, RIVER GROVE, IL 60171-1667
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2022	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Nov 22, 2019	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FIDELITY MTG SVCS
Aug 5, 2020	Quit Claim Deed, Transfer · FHA Mortgage AMERICAN FIDELITY MTG SVCS
Aug 3, 2018	Warranty Deed, Transfer · FHA Mortgage AMERICAN FIDELITY MTG SVCS
Aug 3, 2018	Grant Deed, Transfer STEWART TITLE
Aug 23, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2018 · Amount on Record
Deed Sale	Aug 3, 2018 · Amount on Record
Prior Sale	Sep 25, 2006 · Amount on Record
Deed Document Number	201855022
Last Transfer Date	Nov 22, 2019
Transfer Doc	0000039000
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	2640 RIVER RD, RIVER GROVE, IL 60171-1667
Transaction Type	Mortgage
Record Updated	Mar 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2640 RIVER RD, RIVER GROVE, IL 60171-1667

Mortgage

Document Number	0002713448
Date	Jan 27, 2022
Instrument	2202713448

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73134

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	335 Months
Due	Dec 1, 2049

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	2640 RIVER RD, RIVER GROVE, IL 60171-1667
Document Number	2006447080
Instrument Date	Nov 22, 2019
Transaction Type	Mortgage
Record Updated	Mar 19, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2640 RIVER RD RIVER GROVE IL 601711667, RIVER GROVE, IL 60171-1667

Mortgage

Document Number	2006447080
Date	Mar 4, 2020
Instrument	6447080

Lender

Name	AMERICAN FIDELITY MTG SVCS
Type	Mortgage Company
Address	WHEATON, IL 60189-5831

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 3, 2050

Interest

Rate Type	Fixed Rate
Rate	3.99%

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Aug 5, 2020
Property Address	2640 RIVER RD, RIVER GROVE, IL 60171-1667
Document Number	2021839000
Instrument Date	Nov 22, 2019
Instrument	21839000
Transaction Type	Transfer
Record Updated	Aug 21, 2020
Title Company	NATIONAL TITLE SOLUTIONS INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2640 RIVER RD RIVER GROVE IL 601711667, RIVER GROVE, IL 60171-1667

Mortgage

Document Number	2006447080
Date	Aug 5, 2020
Instrument	6447080

Lender

Name	AMERICAN FIDELITY MTG SVCS
Type	Mortgage Company
Address	WHEATON, IL 60189-5831

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 4, 2050

Interest

Rate Type	Fixed Rate
Rate	3.99%

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Aug 3, 2018
Property Address	2640 RIVER RD, RIVER GROVE, IL 60171-1667
Document Number	1821555022
Instrument Date	Jul 26, 2018
Instrument	21555022
Transaction Type	Transfer
Record Updated	Aug 13, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$215.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2640 RIVER RD RIVER GROVE IL 601711667, RIVER GROVE, IL 60171-1667

Mortgage

Document Number	1821555023
Date	Aug 3, 2018
Instrument	21555023

Lender

Name	AMERICAN FIDELITY MTG SVCS
Type	Mortgage Company
Address	LISLE, IL 80832-0922

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 2, 2048

Interest

Rate Type	Fixed Rate
Rate	4.75%

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Aug 3, 2018
Property Address	2640 RIVER RD, RIVER GROVE, IL 60171-1667
Document Number	1821555021
Instrument Date	Jul 20, 2018
Instrument	21555021
Transaction Type	Transfer
Record Updated	Aug 10, 2018
Title Company	STEWART TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2640 RIVER RD RIVER GROVE IL 601711667, RIVER GROVE, IL 60171-1667

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Aug 23, 2017
Property Address	2640 RIVER RD, RIVER GROVE, IL 60171-1667
Document Number	1723529030
Instrument Date	Jun 22, 2017
Instrument	23529030
Transaction Type	Transfer
Record Updated	Sep 7, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	1 S WACKER DR #24TH CHICAGO IL 606064615, 24TH, CHICAGO, IL 60606-4615

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Leyden Township
Municipality	River Grove Village
Secondary School District	Leyden Community High School District 212 (09 - 12)
Elementary School District	River Grove School District 85-5 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$30,000 (+15.38%) Land $10,750 Building $19,250	$300,000 (+15.38%) Land $107,500 Building $192,500
2023	$8,350.00 (+4.79%)
2022	$7,968.00 Homeowner's exemption	$26,000 Land $9,030 Building $16,970	$260,000 Land $90,300 Building $169,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	91 (1979–2020)
Claims Outside the SFHA	9 of 91
Most Recent Claim	May 2020 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 27 claims Severe Storms And Flooding, Jul 2010 · 33 claims Severe Storms & Flooding, Aug 1987 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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