San Diego County property record for 2640 Overlook Point Dr, Escondido, CA 92029
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,922 sqft · built 2016 |
| Lot Size | 0.143 acres (6,242 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $1,032,500 (Aug 2026) |
| Tax Bill | $13,388 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 235-561-25-00 |
| Primary APN | 235-561-25-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,922 sqft Living Area |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Lot Area | 6,242 sqft (0.143 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 2640 OVERLOOK POINT DR |
|---|---|
| City | ESCONDIDO |
| State | CA |
| Zip | 92029-2600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S88 |
| Legal Description | LOT 49 TR 015888 |
| Legal Subdivision | SANDIEGO TCT NO 5365-1 |
| Legal Tract | 015888 |
| Legal Block | 1 |
| Legal Lot Number | 49 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1065 |
| Census Tract | 20313 |
2640 Overlook Point Dr is held in a trust since August 2026.
Source: San Diego County records, as of September 17, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 5694 MISSION CENTER RD, 605, SAN DIEGO, CA 92108-4355 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 31, 2026 | Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 12, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2026 · Amount on File |
| Deed Sale | Aug 31, 2026 · Amount on File |
| Prior Sale | Apr 15, 2016 · Amount on File |
| Deed Document Number | 2026256170 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 31, 2026 |
| Property Address | 2640 OVERLOOK POINT DR, ESCONDIDO, CA 92029-2600 |
| Document Number | 0000256170 |
| Instrument Date | Aug 27, 2026 |
| Instrument | 2026256170 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $114,710.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Document Number | 0000256171, |
|---|---|
| Date | Aug 31, 2026 |
| Instrument | 2026256171 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2640 OVERLOOK POINT DR, ESCONDIDO, CA 92029-2600 |
| Document Number | 0000506717 |
| Instrument Date | Oct 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2640 OVERLOOK POINT DR ESCONDIDO CA 920292600, ESCONDIDO, CA 92029-2600 |
| Document Number | 0000506717 |
|---|---|
| Date | Oct 31, 2017 |
| Instrument | 506717 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | RIVERSIDE, CA 92517 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 2640 Overlook Point Dr was $13,388.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Escondido Union Elementary School District (KG - 08) |
| Secondary School District | Escondido Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $724,472 (+2%) Land $338,086 Building $386,386 | |
| 2025 | $13,388.00 | $710,267 Land $331,457 Building $378,810 |
| 2023 | $12,712.00 (+1.8%) | $682,688 Land $318,587 Building $364,101 |
| 2022 | $12,487.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2640 Overlook Point Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2640 Overlook Point Dr is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 69% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RINCON DEL DIABLO MWD (ID-1) serves 28,427 people · EPA ID CA3710018 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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