2640 Oak Forest Rd, Buchanan, MI 49107 Property Records

Berrien County property record for 2640 Oak Forest Rd, Buchanan, MI 49107

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,902 sqft · built 2017
Lot Size	22.1 acres (962,676 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,656 (2025)
Deeds & Mortgages	Oct 2023 Mortgage May 2017 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-0015-0015-04-0`

Property Details

APN / Parcel Number

Primary APN	`05-0015-0015-04-0`
Alternative APN	`11-05-0015-0015-04-0`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,902 sqft Living Area
1st Floor Area	1,902 sqft
Basement Area	1,902 sqft
Unfinished Basement	1,902 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	962,676 sqft (22.1 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2640 OAK FOREST RD
City	BUCHANAN
State	MI
Zip	49107-8248
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG AGRICUL
Legal Description	SPLIT ON 09/02/2016 FROM 05-0015-0015-02-1; FROM N 1/4 COR SEC 15 T8S R18W S00DEG26'14?E ON N&S 1/4 LN 2038.46' TO POB TH CONT S00DEG26'14?E ON SD LN 269.79' TO S LN OF S 46 A OF N 100 A OF S 120 A OF NW 1/4 TH S89DEG18'12W ON SD LN 2651.05' TO W SEC
Legal Range	18W
Legal Township	08S
Legal Section	15
Jurisdiction	BERRIEN MI
Township / Civil Division	BERTRAND
Census Block Group	1
Census Block	1023
Census Tract	20300

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2640 OAK FOREST RD, BUCHANAN, MI 49107-8248
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2023	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 3, 2017	Deed of Trust, Mortgage · Construction Mortgage FIRST FEDERAL SAVINGS BANK
Feb 16, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 9, 2022
Transfer Doc	03363/3480
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	2640 OAK FOREST RD, BUCHANAN, MI 49107-8248
Transaction Type	Mortgage
Record Updated	Nov 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2640 OAK FOREST RD, BUCHANAN, MI 49107-8248

Mortgage

Document Number	03414/3811
Date	Oct 27, 2023
Book Page	3414/3811
Instrument	2023391845

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	281 Months
Due	Mar 1, 2047

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	2640 OAK FOREST RD, BUCHANAN, MI 49107-8248
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03171/0272
Date	May 3, 2017
Book Page	3171/0272

Lender

Name	FIRST FEDERAL SAVINGS BANK
Type	Bank
Address	46976

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	370 Months
Due	Mar 1, 2048

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Feb 16, 2022
Property Address	2640 OAK FOREST RD, BUCHANAN, MI 49107-8248
Document Number	03363/3480
Book / Page	3363 / 3480
Instrument Date	Feb 9, 2022
Instrument	2022343404
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2640 OAK FOREST RD, BUCHANAN, MI 49107-8248

Mortgage

Document Number	0033633483
Date	Feb 16, 2022
Instrument	3363/3483

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Bertrand Township
Unified School District	Buchanan Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$319,700 (+4.14%)	$639,400 (+4.14%)
2025	$3,656.00 (+3.57%) Homeowner's exemption	$307,000 (+33.48%)	$614,000 (+33.48%)
2024	$3,530.00 (+18.54%)
2023		$230,000	$460,000
2022	$2,978.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midwest Energy & Communications Fiber	1,000 / 1,000

May also be available: Mercury Fiber, Xfinity.

Cell Coverage

5G and 4G LTE (outdoors only)

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