Sumter County property record for 2640 Nicholson Dr, Sumter, SC 29153
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,232 sqft · built 1999 |
| Lot Size | 0.78 acres (33,977 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $282,500 (Feb 2022) |
| Tax Bill | $77 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Feb 2022 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 188-05-02-013 |
| Primary APN | 188-05-02-013 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,232 sqft Living Area |
| 1st Floor Area | 2,232 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 33,977 sqft (0.78 acres) |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Fence | Fence |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 20895 |
|---|---|
| Old Parcel Number | 188 05 02 013 |
| Street Address | 2640 NICHOLSON DR |
| City | SUMTER |
| State | SC |
| Zip | 29153-9498 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | LOT 30 0.78 AC |
| Legal Subdivision | BREWINGTON ESTATES SEC 02 |
| Legal Lot Number | 30 |
| Jurisdiction | SUMTER SC |
| Township / Civil Division | SUMTER NORTH |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 401 |
Source: Sumter County records, as of December 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2640 NICHOLSON DR, SUMTER, SC 29153-9498 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 12, 2020 | Deed of Trust, Mortgage · ARM FIRST CITIZENS BANK AND TRUST CO INC |
| Feb 25, 2022 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 25, 2022 · Amount on Record |
| Deed Sale | Feb 25, 2022 · Amount on Record |
| Deed Document Number | 0012982659 |
| Deed Book / Page | 1298 / 2659 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 2640 NICHOLSON DR, SUMTER, SC 29153-9498 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0012682098 |
|---|---|
| Date | May 12, 2020 |
| Book Page | 1268/2098 |
| Name | FIRST CITIZENS BANK AND TRUST CO INC |
|---|---|
| Type | Bank |
| Address | SUMTER, SC 29150 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.37% |
| Index | 1-Year LIBOR |
| Max Rate | 9.37% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Feb 25, 2022 |
| Property Address | 2640 NICHOLSON DR, SUMTER, SC 29153-9498 |
| Document Number | 0012982659 |
| Book / Page | 1298 / 2659 |
| Instrument Date | Feb 24, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,045.25 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2640 NICHOLSON DR, SUMTER, SC 29153-9498 |
| Document Number | 0012982663 |
|---|---|
| Date | Feb 25, 2022 |
| Instrument | 1298/2663 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
Source: Sumter County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Sumter County |
| Unified School District | Sumter County Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $77.00 (-94.05%) Homeowner's exemption | $11,248 (+6.62%) Land $1,360 Building $9,888 | $281,210 (+6.62%) Land $34,000 Building $247,210 |
| 2023 | $10,550 (+28.5%) Land $1,360 Building $9,190 | $263,752 (+28.57%) Land $34,000 Building $229,752 | |
| 2022 | $1,295.00 | $8,210 Land $1,360 Building $6,850 | $205,137 Land $34,000 Building $171,137 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 70% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FTC Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures