2640 Mitchell Rd, Wilmington, OH 45177 Property Records

Clinton County property record for 2640 Mitchell Rd, Wilmington, OH 45177

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,248 sqft · built 1975
Lot Size	0.918 acres (39,988 sqft)
Owner	Individual Name on File
Tax Bill	$1,466 (2025)
Deeds & Mortgages	Apr 2014 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`023405-1`

Property Details

APN / Parcel Number

Primary APN	`023405-1`
Alternative APNs	`270-01-15-28-0000-00` `2700103134`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	39,988 sqft (0.918 acres)
Terrain	High
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	288 sqft
Patio Area	184 sqft
Poultry House	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	023405-1
Street Address	2640 MITCHELL RD
City	WILMINGTON
State	OH
Zip	45177-8576
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	MS 4693 2014 LC TO JENNIFER SIMPSON
Jurisdiction	CLINTON OH
Township / Civil Division	UNION
Census Block Group	2
Census Block	2003
Census Tract	964501

Owner

2640 Mitchell Rd is owned and occupied by an individual who acquired it in March 2014.

Source: Clinton County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	2640 MITCHELL RD, WILMINGTON, OH 45177-8576
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 1, 1990
Deed Sale	Jan 1, 1990
Last Transfer Date	Mar 24, 2014
Transfer Doc	000890/260
Record Updated	Sep 20, 2026

April 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON OH
Recording Date	Apr 1, 2014
Property Address	2640 MITCHELL RD, WILMINGTON, OH 45177-8576
Document Number	000890/257
Book / Page	890 / 257
Instrument Date	Mar 24, 2014
Instrument	2014-00001333
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$1.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2640 MITCHELL RD, WILMINGTON, OH 45177-8576
Investor	Possibly a Property Investor

Mortgage

Document Number	000890/260
Date	Apr 1, 2014
Book Page	890/260
Instrument	2014-00001334

Lender

Name	FIFTH THIRD MORTGAGE
Address	CINCINNATI, OH 45263

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 2640 Mitchell Rd was $1,466 with a homeowner's exemption, down 14% from the year before.

Source: Clinton County assessment roll, as of March 10, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clinton County
County Subdivision	Union Township
Unified School District	Wilmington City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,466.00 (-13.97%) Homeowner's exemption	$54,430 (-) Land $13,760 Building $40,670	$155,500 (-) Land $39,300 Building $116,200
2024	$1,704.00 (+4.22%) Homeowner's exemption	$54,430 (-) Land $13,760 Building $40,670	$155,500 (-) Land $39,300 Building $116,200
2023	$1,635.00 (+29.15%) Homeowner's exemption	$54,430 (+43.54%) Land $13,760 Building $40,670	$155,500 Land $39,300 Building $116,200
2022	$1,266.00 Homeowner's exemption	$37,920 Land $7,620 Building $30,300
2020			$108,350 Land $21,770 Building $86,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2640 Mitchell Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2640 Mitchell Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN WATER COMPANY private · serves 39,508 people · EPA ID OH8300512
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000