2640 McVay Rd, Memphis, TN 38119 Property Records

Shelby County property record for 2640 McVay Rd, Memphis, TN 38119

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,528 sqft · built 1974
Lot Size	0.38 acres (16,563 sqft)
Owner	2 Individual Names on File
Last Sale	$247,000 (Sep 2023)
Tax Bill	$1,975 (2025)
Deeds & Mortgages	Sep 2023 Sale Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-1057-0-0007`

Property Details

APN / Parcel Number

Primary APN	`08-1057-0-0007`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,528 sqft Living Area
Gross Area	2,948 sqft
1st Floor Area	1,486 sqft
Utility Area	40 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Traditional
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	16,563 sqft (0.38 acres)
Lot Dimensions	178 ft deep x 41 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool Type
Pool Area	512 sqft
Porch	Open Porch
Porch Area	233 sqft
Shed	1 Shed
Shed Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	2640 MCVAY RD
City	MEMPHIS
State	TN
Zip	38119-8522
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	NS MCVAY RD
Legal Subdivision	KESWICK REV SEC J-1
Legal Lot Number	7
Jurisdiction	SHELBY TN
Township / Civil Division	4
Census Block Group	1
Census Block	1000
Census Tract	21333

Owner

2640 McVay Rd is owned by two individuals who bought it in September 2023.

Source: Shelby County records, as of June 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5369 GARDEN TRAIL LN, COLLIERVILLE, TN 38017-9446
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2023	Warranty Deed, Transfer
Nov 15, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2023 · Amount on File
Deed Sale	Sep 12, 2023 · Amount on File
Prior Sale	Jul 7, 2014 · Amount on File
Deed Document Number	202376492
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Sep 12, 2023
Property Address	2640 MCVAY RD, MEMPHIS, TN 38119-8522
Document Number	0023076492
Map Reference	MB 49 PG 43
Instrument Date	Aug 24, 2023
Instrument	23076492
Transaction Type	Transfer
Record Updated	Sep 19, 2023

Transaction

Amount	Amount on Record
Tax	$913.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5369 GARDEN TRAIL LN, COLLIERVILLE, TN 38017-9446

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	2640 MCVAY RD, MEMPHIS, TN 38119-8522
Transaction Type	Mortgage
Record Updated	Nov 19, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2640 MCVAY RD, MEMPHIS, TN 38119-8522

Mortgage

Document Number	0021142123
Date	Nov 15, 2021
Instrument	21142123

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	272 Months
Due	Jul 1, 2044

Tax Assessment & Valuation

The 2025 property tax bill for 2640 McVay Rd was $1,975.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,975.00	$73,450 Land $11,250 Building $62,200	$293,800 Land $45,000 Building $248,800
2023		$56,775 Land $10,275 Building $46,500
2022	$3,458.00
2021			$227,100 Land $41,100 Building $186,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2640 McVay Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2640 McVay Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 50% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GERMANTOWN WATER DEPT serves 37,738 people · EPA ID TN0000262
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2023–2025) action level 15 ppb
Copper	1.5 mg/L (2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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