Santa Rosa County property record for 2640 Masters Blvd, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,531 sqft · built 1994 |
| Lot Size | 0.401 acres (17,468 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $480,000 (Dec 2021) |
| Tax Bill | $5,245 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Nov 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-2S-27-1922-30300-0300 |
| Primary APN | 02-2S-27-1922-30300-0300 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,531 sqft Living Area |
| Gross Area | 3,811 sqft |
| 1st Floor Area | 2,531 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 17,468 sqft (0.401 acres) |
| Lot Dimensions | 175 ft deep x 100 ft wide |
| View / Lot | Golf Course |
| Garage Type | Attached |
| Garage Area | 539 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 525 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2640 MASTERS BLVD |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-8857 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | HOLLEY BY THE SEA 1ST ADD LOT 30 BLK 303 AS DES IN OR 4218 PG 1980 |
| Legal Range | 27W |
| Legal Township | 2S |
| Legal Section | 02 |
| Legal Subdivision | HOLLEY SEA/1ST ADDIT |
| Legal Block | 303 |
| Legal Lot Number | 30 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 10822 |
2640 Masters Blvd is owned and occupied by two individuals who bought it in December 2021.
Source: Santa Rosa County records, as of October 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2640 MASTERS BLVD, NAVARRE, FL 32566-8857 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 9, 2021 | Warranty Deed, Transfer · Conventional Mortgage HOMETOWN LENDERS INC |
| Nov 12, 2021 | Intrafamily Transfer, Transfer ACCOMMODATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 9, 2021 · Amount on File |
| Deed Sale | Dec 9, 2021 · Amount on File |
| Deed Document Number | 202181864 |
| Deed Book / Page | 4218 / 1980 |
| Prior Transfer Date | Nov 11, 2021 |
| Prior Transfer Doc | 0042070691 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Dec 9, 2021 |
| Property Address | 2640 MASTERS BLVD, NAVARRE, FL 32566-8857 |
| Document Number | 0042181980 |
| Book / Page | 4218 / 1980 |
| Map Reference | MB E PG 15 |
| Instrument Date | Nov 19, 2021 |
| Instrument | 202181864 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2022 |
| Title Company | RELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,360.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2 ELM DR, 2, NEWTOWN, CT 06470-2027 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2640 MASTERS BLVD, NAVARRE, FL 32566-8857 |
| Document Number | 0042181981 |
|---|---|
| Date | Dec 9, 2021 |
| Instrument | 4218/1981 |
| Name | HOMETOWN LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Nov 12, 2021 |
| Property Address | 2640 MASTERS BLVD, NAVARRE, FL 32566-8857 |
| Document Number | 0042070691 |
| Book / Page | 4207 / 691 |
| Map Reference | MB E PG 15 |
| Instrument Date | Nov 11, 2021 |
| Instrument | 202176021 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 2 ELM DR, NEWTOWN, CT 06470-2027 |
The 2025 property tax bill for 2640 Masters Blvd was $5,245 with a homeowner's exemption, up 3.4% from the year before.
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,245.00 (+3.43%) Homeowner's exemption | $475,427 (+2.9%) | $541,267 (+2.02%) Land $150,000 Building $391,267 |
| 2024 | $5,071.00 (+1.89%) Homeowner's exemption | $462,028 (+3%) | $530,546 (+6.83%) Land $150,000 Building $380,546 |
| 2023 | $4,977.00 (+2.41%) Homeowner's exemption | $448,571 (+3%) | $496,644 (+9.31%) Land $110,000 Building $386,644 |
| 2022 | $4,860.00 Homeowner's exemption | $435,506 | $454,331 Land $100,000 Building $354,331 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2640 Masters Blvd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 227 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 227 in force |
| Nearby Flood Claims | 5 (2004–2021) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2640 Masters Blvd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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