2640 Laurel St, Napa, CA 94558 Property Records

Napa County property record for 2640 Laurel St, Napa, CA 94558

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 855 sqft · built 1941
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Nov 2008)
Tax Bill	$4,445 (2026)
Deeds & Mortgages	Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`004-111-016-000`

Property Details

APN / Parcel Number

Primary APN	`004-111-016-000`
Alternative APNs	`004-111-016` `00411116`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	855 sqft Living Area
Gross Area	1,102 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Construction Type	Wood
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Attached
Garage Area	247 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Old Parcel Number	004-111-016
Street Address	2640 LAUREL ST
City	NAPA
State	CA
Zip	94558-5725
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS5
Legal Description	LOT 60 WESTWOOD SUB NO 1 4R/M13 PUE ABD 1204/937
Legal Subdivision	WESTWOOD SUBD. NO. 1
Legal Lot Number	60
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	2
Census Block	2007
Census Tract	200804

Owner

Source: Napa County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2640 LAUREL ST, NAPA, CA 94558-5725
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2008 · Amount on Record
Deed Sale	Nov 24, 2008 · Amount on Record
Prior Sale	Jul 7, 2008 · Amount on Record
Deed Document Number	200829221
Prior Transfer Date	Jun 20, 2008
Prior Transfer Doc	0000017224
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	2640 LAUREL ST, NAPA, CA 94558-5725
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001135
Date	Jan 22, 2018
Instrument	2018-0001135

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Municipality	Napa City
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,445.00 (+2.23%) Homeowner's exemption	$328,362 (+2%) Land $197,020 Building $131,342	$328,362 Land $197,020 Building $131,342
2025	$4,348.00 (+4.62%) Homeowner's exemption	$321,924 (+4.04%) Land $193,157 Building $128,767
2023	$4,156.00 (+1.29%) Homeowner's exemption	$309,425 Land $185,657 Building $123,768
2022	$4,103.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20