2640 Kk Rd, Waterloo, IL 62298 Property Records

Monroe County property record for 2640 Kk Rd, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 780 sqft · built 1948
Lot Size	0.26 acres (11,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$135,000 (Oct 2021)
Tax Bill	$2,383 (2024)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-19-201-007-000`

Property Details

APN / Parcel Number

Primary APN	`10-19-201-007-000`
Alternative APN	`10190000001600 00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	780 sqft Living Area
1st Floor Area	780 sqft
Basement Area	780 sqft
Unfinished Basement	780 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Construction Type	Frame
Lot Area	11,250 sqft (0.26 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Deck Area	255 sqft
Patio Area	255 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2640 KK RD
City	WATERLOO
State	IL
Zip	62298-4116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR4
Legal Description	LOT 6 MADONNAVILLE
Legal Range	10W
Legal Township	03S
Legal Section	19
Legal Subdivision	MADONNAVILLE
Legal Lot Number	6
Jurisdiction	MONROE IL
Township / Civil Division	23
Census Block Group	1
Census Block	1055
Census Tract	600501

Owner

Source: Monroe County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2640 KK RD, WATERLOO, IL 62298-4116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2021 · Amount on Record
Deed Sale	Oct 4, 2021 · Amount on Record
Deed Document Number	2021420095
Record Updated	Sep 20, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Oct 4, 2021
Property Address	2640 KK RD, WATERLOO, IL 62298-4116
Document Number	0000420095
Instrument Date	Oct 1, 2021
Instrument	420095
Transaction Type	Transfer
Record Updated	Oct 20, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$202.50
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2640 KK RD, WATERLOO, IL 62298-4116

Mortgage

Document Number	0000420096
Date	Oct 4, 2021
Instrument	420096

Lender

Name	FAIRWAY INDEPENDENT MTG CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Valmeyer Community Unit School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$48,680 (+9.66%) Land $6,280 Building $42,400	$146,040 (+9.66%) Land $18,840 Building $127,200
2024	$2,383.00
2022	Additional exemption filed	$44,390 Land $6,280 Building $38,110	$133,170 Land $18,840 Building $114,330

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Most Recent Claim	Aug 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Harrisonville Telephone Company Fiber · DSL	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

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