2640 Hoover Dr, Deltona, FL 32738 Property Records

Volusia County property record for 2640 Hoover Dr, Deltona, FL 32738

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,738 sqft · built 2005
Lot Size0.229 acres (10,000 sqft)
Owner2 Individual Names on File
Last Sale$299,000 (Jul 2020)
Tax Bill$5,940 (2024)
Deeds & MortgagesApr 2023 Line of Credit
Jul 2020 Sale & Mortgage
+ 2 more
Flood ZoneZone AE (high risk)
APN8112-01-02-0210

Property Details

APN / Parcel Number

Primary APN8112-01-02-0210
Alternative APNs
  • 31181201020210
  • 2575913.0
  • 2575913

Interior

Bedrooms5 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,738 sqft Living Area
1st Floor Area1,378 sqft
2nd Floor Area1,360 sqft
Upper Floors Area1,360 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2006
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area10,000 sqft (0.229 acres)
Lot Dimensions125 ft deep x 80 ft wide
Garage Area478 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area200 sqft
Patio Area270 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number2575913.0
Old Parcel Number31181201020210
Street Address2640 HOOVER DR
CityDELTONA
StateFL
Zip32738-2197
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 21 BLK 768 DELTONA LAKES UNIT 32 REPLAT OF TRACTS B & F MB 28 PGS 16-18 INC PER OR 4526 PGS 2645-2646 PER OR 5439 PG 0789
Legal Range31E
Legal Township18S
Legal Section12
Legal SubdivisionREPLAT
Legal Tract1
Legal Block768
Legal Lot Number21
Legal Unit32
JurisdictionVOLUSIA FL
Township / Civil DivisionDELTONA
Census Block Group2
Census Block2025
Census Tract91020

Owner

2640 Hoover Dr is owned and occupied by two individuals who bought it in July 2020.

Source: Volusia County records, as of December 19, 2025

Owner of Record2 Individual Names on File
Mailing Address2640 HOOVER DR, DELTONA, FL 32738-2197
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 26, 2023Deed of Trust, Mortgage · Line of Credit
COASTAL COMMUNITY BANK
Jul 24, 2020Warranty Deed, Transfer · FHA Mortgage
MORTGAGE SOLUTIONS
Aug 9, 2019Deed of Trust, Mortgage · VA Mortgage
USAA
Nov 2, 2018Deed of Trust, Mortgage · VA Mortgage
USAA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 24, 2020 · Amount on File
Deed SaleJul 24, 2020 · Amount on File
Prior SaleJan 22, 2013 · Amount on File
Deed Document Number2020-135500
Deed Book / Page7884 / 2486
Record UpdatedJun 8, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address2640 HOOVER DR, DELTONA, FL 32738-2197
Transaction TypeMortgage
Record UpdatedMay 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2640 HOOVER DR, DELTONA, FL 32738-2197

Mortgage

Document Number0083980999
DateApr 26, 2023
Book Page8398/999
Instrument2023083260
Lender
NameCOASTAL COMMUNITY BANK
TypeBank
AddressBURLINGAME, CA 94010
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateJul 24, 2020
Property Address2640 HOOVER DR, DELTONA, FL 32738-2197
Document Number0078842486
Book / Page007884 / 002486
Instrument DateJul 23, 2020
Instrument135500
Transaction TypeTransfer
Record UpdatedAug 28, 2020
Title CompanyVENTURE TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,093.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2640 HOOVER DR DELTONA FL 327382197, DELTONA, FL 32738-2197

Mortgage

Document Number78842488
DateJul 24, 2020
Book Page007884/002488
Instrument135501
Lender
NameMORTGAGE SOLUTIONS
TypeMortgage Company
AddressCOLORADO SPRINGS, CO 80918
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJul 23, 2050

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address2640 HOOVER DR, DELTONA, FL 32738-2197
Document Number0077361960
Instrument DateAug 9, 2019
Transaction TypeMortgage
Record UpdatedSep 3, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2640 HOOVER DR DELTONA FL 327382197, DELTONA, FL 32738-2197

Mortgage

Document Number0077361960
DateAug 20, 2019
Book Page007736/001960
Instrument164840
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueAug 19, 2049

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address2640 HOOVER DR, DELTONA, FL 32738-2197
Document Number0076250700
Instrument DateNov 2, 2018
Transaction TypeMortgage
Record UpdatedDec 11, 2018
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2640 HOOVER DR DELTONA FL 327382197, DELTONA, FL 32738-2197

Mortgage

Document Number0076250700
DateNov 20, 2018
Book Page007625/000700
Instrument234099
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueNov 19, 2048

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
MunicipalityDeltona City
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$342,085$342,781 Land $51,136 Building $291,645
2024$5,940.00 (+2.11%)
2023$5,817.00 (+0.71%) Homeowner's exemption$322,763 (+3%)$345,779 (+10.34%) Land $48,412 Building $297,367
2022$5,776.00 Homeowner's exemption$313,362 Land $36,400 Building $276,962$313,362 Land $36,400 Building $276,962

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2640 Hoover Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation50.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 61 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies61 in force
Nearby Flood Claims27 (2011–2024)
Claims Outside the SFHA2 of 27
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 4 claims
  • Hurricane Ian, Nov 2022 · 13 claims
  • Hurricane Ian, Sep 2022 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2640 Hoover Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDELTONA WATER
serves 81,006 people · EPA ID FL3640287
Water SourceGroundwater
Last State InspectionNov 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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