Hamilton County property record for 2640 Hemlock St, Cincinnati, OH 45206
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 3 bd · 2 ba · 2,532 sqft · built 1915 |
| Lot Size | 0.111 acres (4,835 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $3,781 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Mar 2026 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 070-0002-0125-00 |
| Primary APN | 070-0002-0125-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,532 sqft Living Area |
| Gross Area | 3,558 sqft |
| 1st Floor Area | 1,026 sqft |
| 2nd Floor Area | 1,026 sqft |
| Attic | Attic |
| Attic Area | 480 sqft |
| Basement Area | 1,026 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 4,835 sqft (0.111 acres) |
| Lot Width | 45 ft Width |
| Garage Type | Detached |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 2640 HEMLOCK ST |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45206-1608 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | RMX |
| Legal Description | 2640-38 HEMLOCK ST 45.14 FT IRR PTS LOT 22-23 P H KEMPERS SUB |
| Legal Subdivision | KEMPERS SUB |
| Legal Lot Number | 22-23 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 26700 |
Source: Hamilton County assessment roll, APN 070-0002-0125-00, as of January 21, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 2638 HEMLOCK ST, CINCINNATI, OH 45206-1608 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Mar 20, 2026 | Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORP |
| Mar 26, 2026 | Intrafamily Transfer, Transfer |
| Jan 13, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Mar 19, 2026 |
| Transfer Doc | 0000022567 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2640 HEMLOCK ST, CINCINNATI, OH 45206-1608 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2638 HEMLOCK ST, CINCINNATI, OH 45206-1608 |
| Document Number | 0000020590 |
|---|---|
| Date | Mar 20, 2026 |
| Book Page | 15627/83 |
| Instrument | 2026-0020590 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30342 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Mar 26, 2026 |
| Property Address | 2640 HEMLOCK ST, CINCINNATI, OH 45206-1608 |
| Document Number | 0000022567 |
| Book / Page | 15631 / 1440 |
| Map Reference | MB 14 PG 460 |
| Instrument Date | Mar 19, 2026 |
| Instrument | 2026-0022567 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2638 HEMLOCK ST, CINCINNATI, OH 45206-1608 |
| Name | Verified Name |
|---|---|
| Address | 2638 HEMLOCK ST, CINCINNATI, OH 45206-1608 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2640 HEMLOCK ST, CINCINNATI, OH 45206-1608 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000004814 |
|---|---|
| Date | Jan 13, 2022 |
| Book Page | 14583/513 |
| Instrument | 2022-0004814 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 01, 2037 |
Source: Hamilton County assessment roll as of January 21, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,781.00 (+1.69%) | $60,449 (-) Land $5,016 Building $55,433 | $172,710 (-) Land $14,330 Building $158,380 |
| 2024 | $3,718.00 (-1.25%) | $60,449 (-) Land $5,016 Building $55,433 | |
| 2023 | $3,765.00 (+97.74%) | $60,449 (+132.13%) Land $5,016 Building $55,433 | $172,710 (+132.14%) Land $14,330 Building $158,380 |
| 2022 | $1,904.00 Homeowner's exemption | $26,041 Land $3,028 Building $23,013 | |
| 2020 | $74,400 Land $8,650 Building $65,750 |
Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), as of December 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 331 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile USA, Verizon, Xiber.
Source: EPA Safe Drinking Water Information System, water system OH3102612, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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