2640 Gelding Ln, Livermore, CA 94551 Property Records

Alameda County property record for 2640 Gelding Ln, Livermore, CA 94551

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,676 sqft · built 1999
Lot Size0.187 acres (8,125 sqft)
Owner2 Individual Names on File
Last Sale$725,000 (Jun 2016)
Tax Bill$11,372 (2025)
Deeds & MortgagesApr 2021 Mortgage
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN99B-8118-1

Property Details

APN / Parcel Number

Primary APN99B-8118-1
Alternative APN
  • 099B-8118-001-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,676 sqft Living Area

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleL-Shape
Construction TypeWood
Lot Area8,125 sqft (0.187 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address2640 GELDING LN
CityLIVERMORE
StateCA
Zip94551-8824
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 00006 BLK: TR: 6886
Legal Tract6886
Legal Lot Number6
JurisdictionALAMEDA CA
Township / Civil DivisionLIVERMORE-PLEASANTON
Census Block Group1
Census Block1018
Census Tract451202

Owner

2640 Gelding Ln is owned and occupied by two individuals who bought it in June 2016.

Source: Alameda County records, as of August 5, 2026

Owner of Record2 Individual Names on File
Mailing Address2640 GELDING LN, LIVERMORE, CA 94551-8824
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Jun 2, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 24, 2016 · Amount on File
Deed SaleJun 24, 2016 · Amount on File
Prior SaleOct 5, 2007 · Amount on File
Deed Document Number2016159126
Prior Transfer DateSep 30, 2004
Prior Transfer Doc0000455978
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALAMEDA CA
Property Address2640 GELDING LN, LIVERMORE, CA 94551-8824
Transaction TypeMortgage
Record UpdatedJun 8, 2026
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2640 GELDING LN, LIVERMORE, CA 94551-8824

Mortgage

Document Number0000135289
DateApr 5, 2021
Instrument2021135289
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term358 Months
DueFeb 1, 2051

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALAMEDA CA
Property Address2640 GELDING LN, LIVERMORE, CA 94551-8824
Document Number0000131360
Instrument DateJun 2, 2020
Transaction TypeMortgage
Record UpdatedJul 27, 2020
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2640 GELDING LN LIVERMORE CA 945518824, LIVERMORE, CA 94551-8824

Mortgage

Document Number0000131360
DateJun 8, 2020
Instrument131360
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJun 7, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 2640 Gelding Ln was $11,372.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyAlameda County
MunicipalityLivermore City
Unified School DistrictLivermore Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$875,393 (+2%) Land $262,618 Building $612,775
2025$11,372.00 Homeowner's exemption$858,232 Land $257,469 Building $600,763
2023$10,969.00 Homeowner's exemption$824,911 Land $247,473 Building $577,438$1,019,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2640 Gelding Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2640 Gelding Ln is high, ranking above 75% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 75% of the US · above 51% of California
Wildfire Likelihood0.4% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LIVERMORE
serves 38,892 people · EPA ID CA0110011
Water SourcePurchased surface water from ZONE 7 WATER AGENCY
Last State InspectionSep 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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