2640 Geibe Rd, Paducah, KY 42003 Property Records

McCracken County property record for 2640 Geibe Rd, Paducah, KY 42003

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,408 sqft · built 1952
Lot Size	1 acres (43,604 sqft)
Owner	2 Individual Names on File
Last Sale	$115,000 (Jun 2025)
Tax Bill	$1,089 (2025)
Deeds & Mortgages	Mar 2025 Mortgage Jun 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`108-00-00-149`

Property Details

APN / Parcel Number

Primary APN	`108-00-00-149`
Alternative APNs	`131359` `141486` `159566`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,408 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,604 sqft (1 acres)
Garage Area	777 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Space Heater

Location & Zoning

Account Number	159566
Street Address	2640 GEIBE RD
City	PADUCAH
State	KY
Zip	42003-9505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	21-47-8A 1.001 AC GEIBE RD
Jurisdiction	MCCRACKEN KY
Township / Civil Division	ST. JOHNS-FREEMONT
Census Block Group	3
Census Block	3009
Census Tract	31200

Owner

2640 Geibe Rd is owned and occupied by two individuals who bought it in June 2025.

Source: McCracken County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2640 GEIBE RD, PADUCAH, KY 42003-9505
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2025	Deed of Trust, Mortgage MICHAEL L AINLEY
Jun 4, 2025	Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2025 · Amount on File
Deed Sale	Jun 4, 2025 · Amount on File
Prior Sale	Mar 16, 2023 · Amount on File
Deed Document Number	2025717239
Deed Book / Page	1522 / 602
Record Updated	Oct 29, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCCRACKEN KY
Property Address	2640 GEIBE RD, PADUCAH, KY 42003-9505
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	ATTORNEY TITLE AND ESCROW, ATTORNEYS TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1833/486
Date	Mar 24, 2025
Book Page	M1833/486
Instrument	712461

Lender

Name	MICHAEL L AINLEY
Type	Private Party
Address	200 N POPLAR ST, PARIS, TN 38242

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 23, 2055

June 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MCCRACKEN KY
Recording Date	Jun 4, 2025
Property Address	2640 GEIBE RD, PADUCAH, KY 42003-9505
Document Number	0D1522/602
Book / Page	D1522 / 602
Map Reference	SEC L PG 536
Instrument Date	Jun 3, 2025
Instrument	717239
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$115.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2646 CUMMINGS CIR, CLARKSVILLE, TN 37042-6987

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2640 GEIBE RD, PADUCAH, KY 42003-9505

Mortgage

Document Number	0000717240
Date	Jun 4, 2025
Instrument	717240

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 2640 Geibe Rd was $1,089.

Source: McCracken County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	McCracken County
Unified School District	McCracken County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$115,000 (+6.48%)	$115,000 (+6.48%)
2025	$1,089.00	$108,000	$108,000
2023	$587.00 (-1.51%)	$60,000 (-)	$60,000 (-)
2022	$596.00	$60,000	$60,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2640 Geibe Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2640 Geibe Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADUCAH WATER WORKS serves 65,004 people · EPA ID KY0730533
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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