2640 Elgin St, Oroville, CA 95966 Property Records

Butte County property record for 2640 Elgin St, Oroville, CA 95966

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,002 sqft · built 1960
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (May 2023)
Tax Bill	$2,936 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Aug 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`035-162-010-000`

Property Details

APN / Parcel Number

Primary APN	`035-162-010-000`
Alternative APN	`035-162-010`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,002 sqft Living Area
1st Floor Area	1,002 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Conventional
Construction Type	Wood
Foundation Type	No Foundation
Lot Area	4,792 sqft (0.11 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Wood
Sewer	Connected

Location & Zoning

Old Parcel Number	035-162-010
Street Address	2640 ELGIN ST
City	OROVILLE
State	CA
Zip	95966-6621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RN
Legal Description	2640 ELGIN ST
Legal Subdivision	HOWES ADD
Legal Block	2
Legal Lot Number	8
Jurisdiction	BUTTE CA
Township / Civil Division	OROVILLE
Census Block Group	3
Census Block	3016
Census Tract	3001

Owner

Source: Butte County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2640 ELGIN ST, OROVILLE, CA 95966-6621
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 31, 2023	Grant Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Aug 2, 2022	Grant Deed, Transfer MID VALLEY TITLE & ESCROW CO
Jul 11, 2017	Quit Claim Deed, Transfer Quitclaim
Jun 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE WEST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2023 · Amount on Record
Deed Sale	May 31, 2023 · Amount on Record
Prior Sale	Aug 2, 2022 · Amount on Record
Deed Document Number	202314277
Prior Transfer Date	Jul 5, 2017
Prior Transfer Doc	0000023663
Record Updated	Oct 29, 2026

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	May 31, 2023
Property Address	2640 ELGIN ST, OROVILLE, CA 95966-6621
Document Number	0000014277
Map Reference	MB 6 PG 99
Instrument Date	May 30, 2023
Instrument	2023-0014277
Transaction Type	Transfer
Record Updated	Jun 22, 2023
Title Company	NOT AVAILABLE, MID VALLEY T&E CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2640 ELGIN ST, OROVILLE, CA 95966-6621

Mortgage

Document Number	0000014278
Date	May 31, 2023
Instrument	2023-0014278

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Aug 2, 2022
Property Address	2640 ELGIN ST, OROVILLE, CA 95966-6621
Document Number	0000025718
Map Reference	MB 6 PG 99
Instrument Date	Jul 20, 2022
Instrument	2022-0025718
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	MID VALLEY TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2640 ELGIN ST, OROVILLE, CA 95966-6621

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUTTE CA
Recording Date	Jul 11, 2017
Property Address	2640 ELGIN ST, OROVILLE, CA 95966-6621
Document Number	0000023663
Instrument Date	Jul 5, 2017
Instrument	23663
Transaction Type	Transfer
Record Updated	Aug 16, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5186 BENITO ST #4538 MONTCLAIR CA 917638167, 4538, MONTCLAIR, CA 91763-8167

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	2640 ELGIN ST, OROVILLE, CA 95966-6621
Document Number	0000026525
Instrument Date	Jun 8, 2017
Transaction Type	Mortgage
Record Updated	Sep 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	5186 BENITO ST MONTCLAIR CA 917638182, MONTCLAIR, CA 91763-8182

Mortgage

Document Number	0000026525
Date	Aug 1, 2017
Instrument	26525

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2047

Tax Assessment & Valuation

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Oroville City
Elementary School District	Oroville City Elementary School District (KG - 08)
Secondary School District	Oroville Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$281,219 (+2%) Land $63,672 Building $217,547
2025	$2,936.00 (+97.71%) Homeowner's exemption	$275,706 (+108.87%) Land $62,424 Building $213,282
2024			$234,450
2023	$1,485.00 (+182.32%)	$132,000 Land $55,000 Building $77,000
2022	$526.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-WATER SERVICE CO.-OROVILLE private · serves 11,047 people · EPA ID CA0410005
Water Source	Surface water
Last State Inspection	Jan 2024
Also Mapped Here	SOUTH FEATHER W&P - MINERS RANCH
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 681 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Succeed.Net Fixed Wireless	100 / 50

May also be available: DigitalPath, GeoLinks, Verizon.

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