2640 E Michelle Way, Gilbert, AZ 85234 Property Records

Maricopa County property record for 2640 E Michelle Way, Gilbert, AZ 85234

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,825 sqft · built 2001
Lot Size	0.173 acres (7,525 sqft)
Owner	2 Company Names on Record
Last Sale	$725,000 (Jul 2024)
Tax Bill	$2,531 (2025)
Deeds & Mortgages	Sep 2026 Sale Nov 2025 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`304-08-805`

Property Details

APN / Parcel Number

Primary APN	`304-08-805`
Alternative APN	`304088051`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,825 sqft Living Area
Gross Area	2,965 sqft
1st Floor Area	1,865 sqft
2nd Floor Area	960 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Wood Frame
Construction Type	Frame
Roof Material	Concrete
Lot Area	7,525 sqft (0.173 acres)
Parking Spaces	2 Parking Spaces
Pool Area	500 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2640 E MICHELLE WAY
City	GILBERT
State	AZ
Zip	85234-1482
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	GREENFIELD PARK MCR 510-48
Legal Range	6E
Legal Township	1S
Legal Section	3
Legal Subdivision	GREENFIELD PARK
Legal Lot Number	55
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1007
Census Tract	422620

Owner

Source: Maricopa County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2640 E MICHELLE WAY, GILBERT, AZ 85234-1482
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Nov 20, 2025	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Aug 31, 2020	Deed of Trust, Mortgage · FHA Mortgage ON Q FINANCIAL INC
May 31, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage ON Q FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2024 · Amount on Record
Deed Sale	Jul 10, 2024 · Amount on Record
Prior Sale	Dec 31, 2014 · Amount on Record
Deed Document Number	2024366129
Prior Transfer Date	May 23, 2018
Prior Transfer Doc	0000416670
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 22, 2026
Property Address	2640 E MICHELLE WAY, GILBERT, AZ 85234-1482
Document Number	0000555094
Instrument Date	Sep 21, 2026
Instrument	2026555094
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	2640 E MICHELLE WAY, GILBERT, AZ 85234-1482

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2640 E MICHELLE WAY, GILBERT, AZ 85234-1482
Transaction Type	Mortgage
Record Updated	Dec 9, 2025
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATL TITLE INS COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2640 E MICHELLE WAY, GILBERT, AZ 85234-1482

Mortgage

Document Number	0000672871
Date	Nov 20, 2025
Instrument	20250672871

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2640 E MICHELLE WAY, GILBERT, AZ 85234-1482
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	DRIGGS TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2640 E MICHELLE WAY, GILBERT, AZ 85234-1482

Mortgage

Document Number	0000809085
Date	Aug 31, 2020
Instrument	20200809085

Lender

Name	ON Q FINANCIAL INC
Type	Lending Institution
Address	TEMPE, AZ 85281

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

May 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	May 31, 2018
Property Address	2640 E MICHELLE WAY, GILBERT, AZ 85234-1482
Document Number	0000416670
Map Reference	MB 510 PG 48
Instrument Date	May 23, 2018
Instrument	20180416670
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	DRIGGS TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2640 E MICHELLE WAY, GILBERT, AZ 85234-1482

Mortgage

Document Number	0000416671
Date	May 31, 2018
Instrument	20180416671

Lender

Name	ON Q FINANCIAL INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,660 (+70.53%)	$566,600 (+6.85%) Land $113,300 Building $453,300
2025	$2,531.00 (+3.18%)	$33,225 (-41.43%)	$530,300 (-6.52%) Land $106,000 Building $424,300
2024		$56,730	$567,300 Land $113,400 Building $453,900
2023	$2,453.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1999 · Severe Storms, Flooding, High Winds

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100

May also be available: T-Mobile, Tristate Wi-Fi by Wi-Fiber, Verizon.

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