2640 Desty Ct, San Diego, CA 92154 Property Records

San Diego County property record for 2640 Desty Ct, San Diego, CA 92154

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,347 sqft · built 1973
Lot Size	0.136 acres (5,912 sqft)
Owner	2 Individual Names on Record
Last Sale	$710,000 (May 2022)
Tax Bill	$9,720 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Feb 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`628-182-05-00`

Property Details

APN / Parcel Number

Primary APN	`628-182-05-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,347 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Bungalow
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,912 sqft (0.136 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2640 DESTY CT
City	SAN DIEGO
State	CA
Zip	92154-1404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1-6
Legal Description	LOT 13 TR 007328
Legal Subdivision	DESTY HEIGHTS
Legal Tract	007328
Legal Block	2
Legal Lot Number	13
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2001
Census Tract	10107

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2640 DESTY CT, SAN DIEGO, CA 92154-1404
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 20, 2022	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 26, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 3, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2022 · Amount on Record
Deed Sale	May 20, 2022 · Amount on Record
Deed Document Number	2022217844
Prior Transfer Date	Feb 4, 2020
Prior Transfer Doc	0000097015
Record Updated	Sep 20, 2026

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 20, 2022
Property Address	2640 DESTY CT, SAN DIEGO, CA 92154-1404
Document Number	0000217844
Map Reference	MAP 7328
Instrument Date	Mar 30, 2022
Instrument	2022-0217844
Transaction Type	Transfer
Record Updated	May 27, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2640 DESTY CT, SAN DIEGO, CA 92154-1404

Mortgage

Document Number	0000217845
Date	May 20, 2022
Instrument	2022-0217845

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 26, 2020
Property Address	2640 DESTY CT, SAN DIEGO, CA 92154-1404
Document Number	0000097015
Instrument Date	Feb 4, 2020
Instrument	97015
Transaction Type	Transfer
Record Updated	Mar 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	690 ALAGRIA PL CHULA VISTA CA 919107937, CHULA VISTA, CA 91910-7937

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 3, 2019
Property Address	2640 DESTY CT, SAN DIEGO, CA 92154-1404
Document Number	0000265721
Instrument Date	Jun 28, 2019
Instrument	265721
Transaction Type	Transfer
Record Updated	Jul 12, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	690 ALAGRIA PL CHULA VISTA CA 919107937, CHULA VISTA, CA 91910-7937

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Elementary School District	South Bay Union School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$768,525 (+2%) Land $187,707 Building $580,818
2025	$9,720.00 (+20.91%)	$753,457 (+10.8%) Land $184,027 Building $569,430
2023	$8,039.00 (+1,010.36%)	$680,000 Land $166,000 Building $514,000
2022	$724.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-AM WATER CORONADO private · serves 106,000 people · EPA ID CA3710001
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 599 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	1,000 / 75
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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