2640 Covington Rd, San Diego, CA 92104 Property Records

San Diego County property record for 2640 Covington Rd, San Diego, CA 92104

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,460 sqft · built 1945
Lot Size0.241 acres (10,500 sqft)
OwnerIndividual Name on Record
Last Sale$769,000 (Aug 2015)
Tax Bill$11,894 (2025)
Deeds & MortgagesAug 2020 Transfer
Apr 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN454-641-20-00

Property Details

APN / Parcel Number

Primary APN454-641-20-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,460 sqft Living Area

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Lot Area10,500 sqft (0.241 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address2640 COVINGTON RD
CitySAN DIEGO
StateCA
Zip92104-5216
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-1-7
Legal DescriptionBLK 1 LOT 20 TR 002282
Legal SubdivisionLAUREL HEIGHTS
Legal Tract002282
Legal Block1
Legal Lot Number20
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2018
Census Tract4200

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2640 COVINGTON RD, SAN DIEGO, CA 92104-5216
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2020Intrafamily Transfer, Transfer
LAWYERS TITLE
Apr 6, 2018Quit Claim Deed, Transfer · Conventional Mortgage
MDC FINANCIAL SERVICE GROUP INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 10, 2015 · Amount on Record
Deed SaleAug 10, 2015 · Amount on Record
Prior SaleSep 18, 2013 · Amount on Record
Deed Document Number2015421786
Last Transfer DateAug 25, 2020
Transfer Doc0000489070
Record UpdatedOct 29, 2026

August 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateAug 26, 2020
Property Address2640 COVINGTON RD, SAN DIEGO, CA 92104-5216
Document Number0000489070
Map ReferenceMAP 2282
Instrument DateAug 25, 2020
Instrument2020-0489070
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyLAWYERS TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2640 COVINGTON RD, SAN DIEGO, CA 92104-5216

April 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateApr 6, 2018
Property Address2640 COVINGTON RD, SAN DIEGO, CA 92104-5216
Document Number0000137898
Map ReferenceMAP 2282
Instrument DateMar 12, 2018
Instrument2018-0137898
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyLAWYERS TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2640 COVINGTON RD, SAN DIEGO, CA 92104-5216

Mortgage

Document Number0000137899
DateApr 6, 2018
Instrument2018-0137899
Lender
NameMDC FINANCIAL SERVICE GROUP INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySan Diego City
Unified School DistrictSan Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$928,538 (+2%) Land $495,060 Building $433,478
2025$11,894.00 (+11.19%) Homeowner's exemption$910,332 (+4.04%) Land $485,353 Building $424,979
2023$10,697.00 (+2.76%) Homeowner's exemption$874,985 Land $466,507 Building $408,478
2022$10,410.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2024 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SAN DIEGO
serves 1,408,937 people · EPA ID CA3710020
Water SourceSurface water
Last State InspectionMar 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 730 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20

May also be available: GeoLinks, T-Mobile.

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