2640 Commonwealth Ave, Jacksonville, FL 32254 Property Records

Duval County property record for 2640 Commonwealth Ave, Jacksonville, FL 32254

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,184 sqft · built 1942
Lot Size	0.115 acres (4,994 sqft)
Owner	2 Individual Names on File
Last Sale	$137,000 (Oct 2025)
Tax Bill	$2,694 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`058068-0000`

Property Details

APN / Parcel Number

Primary APN	`058068-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,184 sqft Living Area
Gross Area	1,216 sqft
1st Floor Area	659 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,994 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Porch	Finished/Open Porch
Porch Area	109 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2640 COMMONWEALTH AVE
City	JACKSONVILLE
State	FL
Zip	32254-2063
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-60
Legal Description	18-7 16-2S-26E .12 JACKSONVILLE DEFENSE HOMES, INC LOT 8(EX PT IN ST RD) BLK 38
Legal Range	26E
Legal Township	02S
Legal Section	16
Legal Subdivision	JAX DEFNSE HME,PT WOODSTC
Legal Block	38
Legal Lot Number	8
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE WEST
Census Block Group	2
Census Block	2000
Census Tract	2702

Owner

2640 Commonwealth Ave is owned and occupied by two individuals who bought it in October 2025.

Source: Duval County records, as of September 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2640 COMMONWEALTH AVE, JACKSONVILLE, FL 32254-2063
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Warranty Deed, Transfer · FHA Mortgage AMERIS BANK
Apr 26, 2021	Warranty Deed, Transfer · VA Mortgage HAMILTON HOME LOANS INC
Apr 29, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2025 · Amount on File
Deed Sale	Oct 14, 2025 · Amount on File
Prior Sale	Apr 26, 2021 · Amount on File
Deed Document Number	2025237511
Deed Book / Page	21652 / 1170
Prior Transfer Date	Apr 15, 2013
Prior Transfer Doc	0163571552
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Oct 14, 2025
Property Address	2640 COMMONWEALTH AVE, JACKSONVILLE, FL 32254-2063
Document Number	0216521170
Book / Page	21652 / 1170
Map Reference	MB 18 PG 7
Instrument Date	Oct 3, 2025
Instrument	2025237511
Transaction Type	Transfer
Record Updated	Oct 27, 2025
Title Company	DOMINION TTL CORP JACKSONVIL

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$959.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 FLDDLESTICKS DR, DAYTONA BEACH, FL 32114

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2640 COMMONWEALTH AVE, JACKSONVILLE, FL 32254-2063

Mortgage

Document Number	0216521172
Date	Oct 14, 2025
Instrument	21652/1172

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Mortgage

Document Number	0216521186
Date	Oct 14, 2025
Book Page	21652/1186
Instrument	2025237513

Lender

Name	CITY OF JACKSONVILLE
Type	Government Agency
Address	JACKSONVILLE, FL 32202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Apr 26, 2021
Property Address	2640 COMMONWEALTH AVE, JACKSONVILLE, FL 32254-2063
Document Number	0196940127
Book / Page	19694 / 127
Map Reference	MB 18 PG 7
Instrument Date	Apr 19, 2021
Instrument	2021104896
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	SOUTHERN CAPITAL TITLE COMPANY, SOUTHERN CAPITAL TTL CO LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$871.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	430 WINDERMERE BLVD, 430, BUFFALO, NY 14226-2865

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2640 COMMONWEALTH AVE, JACKSONVILLE, FL 32254-2063

Mortgage

Document Number	19694128
Date	Apr 26, 2021
Instrument	19694/128

Lender

Name	HAMILTON HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Apr 29, 2019
Property Address	2640 COMMONWEALTH AVE, JACKSONVILLE, FL 32254-2063
Document Number	0187720605
Book / Page	18772 / 0605
Map Reference	MB 18 PG 7
Instrument Date	Apr 24, 2019
Instrument	2019097425
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	ALL FLORIDA TITLE SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$525.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 451340, WESTLAKE, OH 44145-0635

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 WINDEMERE BLVD, BUFFALO, NY 14226-2865

Mortgage

Document Number	2019097426
Date	Apr 29, 2019
Instrument	2019097426

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2640 Commonwealth Ave was $2,694, up 11.6% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$130,304 (-1.23%) Land $28,035 Building $102,269	$130,304 (-1.23%) Land $28,035 Building $102,269
2025	$2,694.00 (+11.6%)	$131,932 (+5.56%) Land $28,035 Building $103,897	$131,932 (+5.56%) Land $28,035 Building $103,897
2024	$2,414.00 (-4.13%)	$124,983 (-3.97%) Land $25,588 Building $99,395	$124,983 (-3.97%) Land $25,588 Building $99,395
2023	$2,518.00 (+164.22%)	$130,153 (+41.03%) Land $10,012 Building $120,141	$130,153 (+41.03%) Land $10,012 Building $120,141
2022	$953.00 Homeowner's exemption Veteran's exemption	$92,288 Land $6,675 Building $85,613	$92,288 Land $6,675 Building $85,613

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2640 Commonwealth Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2008 · Tropical Storm Fay

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2640 Commonwealth Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, WiFast.

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